My son, who has always resided in Florida, had a GM credit card that was revoked in February, 1997. At some point, GM purportedly assigned their claim to Household Finance Corporation. Either GM or a purported assignee filed a collection action in 1998. My son was never served. They got a judgment (I assume the judgment was dated in 1998).
In 2010, out of the blue, they filed a garnishment action and got an order to garnish his wages. The garnishment was appealed and the garnishment was reversed and the judgment thrown out (or vacated ?)because the plaintiff could not prove that my son was served back in 2008. The case was so old that the court (or clerk) had thrown out the file.
Now, Household Finance, the purported assignee of the claim, has filed a new complaint for damages using the 1998 case number.
Has the SOL run ?
If the SOL has run, how can they file an action now ?
If the SOL has run, how can they use a 1998 case that has been inactive for 13 years to file a new complaint ?
Can we object (do we have legal grounds to object) to their trying to, in effect, reopen the 1998 case ?
If we make that objection successfully, does the SOL preclude their filing a new complaint ?
On what basis would a judge let them reopen a dormant 13 year old case ?
Is Household Finance required to produce a 1998 original assignment from GM to proceed under the 1998 case ? or under a new 2011 case ?
If Household Finance cannot get a judgment, so they just have a debt, can they garnish his pay or take his car ?
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.My Son Just Got Garnished for a Really Old Debt. - Bill by Steve Rhode