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Certified Resolution Notice – Federal Stimulus Package – Scam, Scam, Scam

I swear, the GetOutOfDebt.org site has the most amazing readers. One reader and awesome tipster (send in your tips here) just sent in a mailer they got proclaiming a bunch of stuff which, let’s be honest here, is a utter pile of crap.

The mailer is labeled Certified Resolution Notice and says it is part of the 2010 U.S. Federal Stimulus Package. The notice then goes on to make all sorts of benefit promises.

  • No 3rd Party Fees
  • 1 Payment per Month
  • Reduce Overall Debt by up to 68%
  • Avoid Costly Debt Management Programs
  • Immediate Reduction of Payments up to 60%
  • Elimination of Unsecured Debt in 24 Months
  • Credit is Restored by Avoiding Bankruptcy
  • Stop Calls from Creditors & Collectors

Now those benefits sound great but many are completely unreal. On top of that the claims make promises that are illegal according to the Federal Trade Commission Telemarketing Sales Rules for Debt Relief Services.

Scam Certified Resolution Notice – Federal Stimulus Package Mailer

Certified Resolution Notice   Federal Stimulus Package   Scam, Scam, Scam

Look, I don’t meant to be rude but I can’t think of any other way to say this. This letter is the biggest load of bullshit I’ve seen recently. It is plain out deceptive and appears to be designed to not tell the truth to consumers and then makes all sorts of false promises and statements. Legitimate members of the debt relief industry should be outraged.

So let’s review all the lies:

  • Certified Resolutions Notice – Lie
  • Debt reduction benefits as part of a stimulus package – Lie
  • Benefits set aside – Lie
  • Set to expire – Lie
  • Benefits unclaimed – Lie
  • Stimulus Package Benefits – Lie
  • Sole utilization of resolving the past due, unsecured debt – Lie
  • Avoid loss of benefits – Lie
  • 68% Resolution of Past Due Debt – Lie
  • Stop calls from creditors and collectors – Lie
  • Immediate reduction of payments that your creditors will agree to – Lie
  • Credit is Restored – Lie
  • Creditor payment reduction promise – Lie
  • Failure to respond to this notice may affect your legal rights – Lie

Alright, Let’s Call 888-616-0445

I picked up the phone and called to speak to the promised “highly trained and sensitive customer service representative.” I’ll let you listen in below.

As you can hear from the call above the phone number led to a very nice lady at a call center who was unable to tell me the name of the real company offering the service.

The fact the customer service representative doesn’t know the name of the company they are answering the phone for should be a huge red flag. So who are you giving your personal information to? Yea, that’s right, you don’t know, and they are not upstanding enough to tell you. If the company is legit and has nothing to hide, why hide?

To Summarize

It’s a mailer full of deception and lies.

If you get one of these or one similar I want you to scan it,
and the envelope, and email it to me at [email protected]

This garbage must stop! People that otherwise would have fallen for this must be protected. If you want to help protect innocent people then post a link to this article or the video below any place you can and hopefully we can get the word out before too many people get hurt.

I’m going to rein in my level of pissatude for a moment and not claim these bastards are going down but what I will say is that my regulator friends are going to get a copy of this one.

And before you say, “Hey Steve, maybe this was sent from a law office that is trying to skirt the law and say they don’t have to comply with the Telemarketing Sales Rule.” I agree, that might be the case, but the mailer doesn’t have any disclaimer it is a legal advertisement and if it was sent by a lawyer, they must be a pretty damn stupid one.

Certified Resolution Notice   Federal Stimulus Package   Scam, Scam, Scam
Get Out of Debt Guy – Twitter, G+, Facebook

Update 9-2-1001

A reader sent in another copy of this same notice to me at [email protected]

Certified Resolution Notice   Federal Stimulus Package   Scam, Scam, Scam

http://www.youtube.com/watch?v=D-nm_-k3uY0

Certified Resolution Notice - Federal Stimulus Package - Scam, Scam, Scam by

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • kathy

    new version circulating with a new phone number 866 540-4797. Who else can this be reported to. I worry that uneducated consumers in tough circumstances might fall for this. My significant other saw it and thought we were in dire straights… until I suggested that look closer.

  • me

    oh actually now that i am reading others’ comments i have decided to call them from an unknown number ……….i have a list of what i will say……….it isnt pretty to hear and just may give the scam operator a stroke.           one can only hope 

  • ne

    i get a variation of this every few weeks……i love when they say FINAL NOTICE and then inside the mailer it  has a benefits expiration date     and then the following month i get the same notice with a new expiration date and on and on it goes.    I have been getting them for a year now…….I hate that they have my name and address though              My fave part is on the bottom of the notice where it reads  FAILURE TO RESPOND TO THIS NOTICE MAY AFFECT YOUR LEGAL RIGHTS.               hahahha         f them seriously.          In the meantime, i would never call them back because then they have my phone number too on their caller id.                  

  • Chris

    Thanks for posting this.  I’ve been receiving these notices over the past year.  I have just tossed them in the shred pile.  This time I decided to check it out.  I will continue to shred.

  • Katie

    I just got one of these in the mail today also. I goggled the wording and it brought me here. Glad I checked it out online before calling. They are still sending these out! Is there anything at all legit about it?

  • http://www.facebook.com/people/Holly-Tefft-Wilder/1276641988 Holly Tefft Wilder

    Hi Steve – just got my “final notice” and my stimulus package is wasting away! HA! I googled some wording from the letter to try to get info on the company and it brought me here – different phone on my 1-877-894-2575.  My scanner is broken but I can fax a copy if you want – let me know.

    • http://GetOutOfDebt.org Steve Rhode

      My fax and mail details are here. Please send it in.

      Steve

    • http://GetOutOfDebt.org Steve Rhode

      My fax and mail details are here. Please send it in.

      Steve

      • Bob

        I had similar results…thanks for pushing their buttons.

  • http://www.facebook.com/people/Holly-Tefft-Wilder/1276641988 Holly Tefft Wilder

    Hi Steve – just got my “final notice” and my stimulus package is wasting away! HA! I googled some wording from the letter to try to get info on the company and it brought me here – different phone on my 1-877-894-2575.  My scanner is broken but I can fax a copy if you want – let me know.

  • Felicia

    Hi Steve – same story as Anon though the number I got for “Hardship Assistance” is 1-877-714-7207.  I also called but basically didn’t let them get a word in – just told them they were a scam operation.  I did ask where the company was from – I was told San Diego (though the zip code on the return is Sacramento).  Company claimed I have over $30,000 in debt which is ridiculous.  The letter does mention a 68% resolution just like the others.  I will scan and email the letter and envelope and send them on to you.  Again thanks – your phone conversation was hysterical.

  • anon

    found the same thing in my mail today. it looked quite suspicious so i looked up some of the text on google and it brought me here. thank you!

  • anon

    found the same thing in my mail today. it looked quite suspicious so i looked up some of the text on google and it brought me here. thank you!

  • http://DamonDay.com Damon Day

    ha ha, these things always kill me when you call into them.  What? The name of our company? No, we just need all of your personal information and I will put it in this computer and it just goes somewhere.  I have no idea where it goes, but we are a credit card hardship business…service.

    So sad, yet so typical

  • Gerri

    Steve, thanks for posting this. The recording was painfully funny to listen to. I hope at least a few consumers find and read this before they get sucked into a scam like this.

    • http://GetOutOfDebt.org Steve Rhode

      Thanks Gerri. You do know I’m a big fan of yours.

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