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Consumer Benefits Division – Consumer Complaint 9-11-2011

Date This Problem Happened: September 7, 2011

State You Live in: Pennsylvania

Age Range: 51-65

Total Amount of Fee Paid:

Company Name: Consumer Benefits Division

Company Address: Sacramento,CA

Website of Company: www.cbdivision.com

Consumer Statement:

I recently received a notice from a “non-profit debt relief agency” that listed a pre-qualification notice stating I could receive debt assistance up to $27,058.

I called and spoke to a representative who requested my social security number. I reluctantly gave it to him after a lengthy explanation of why he needed it to do a credit report on me.

He sent me the credit report which is correct and up to date furnished by Funding Suite, requested by a Rene Jacques, on 9-7-2011.

He said that I could have my credit card rates decreased and pay off my balances in 4 years. He requested my individual card acct numbers, which I did not give.

He was to return a call to me the next day, but didn’t. I have since emailed him at his address and written the Consumer Business Division at their email help line.

My greatest concern is that they have my social security number and I fear identity theft! What can I do to protect myself at this point?

Note:

Interesting to see Consumer Benefits Division is pulling a credit report through Funding Suite, (Cogent Road) a mortgage company assistance provider. I’m curious if the credit report inquiry will appear as a hard inquiry on your credit report.

If you have a copy of that notice you received, please email it to me at [email protected], I’d like to see it.

There have been a number of other complaints about this company, which you can see here.

I’m not all that worried about identity theft. I have not heard any such similar reports. However, I would suggest you monitor your consolidated credit report every six months for the next couple of years to look for any suspicious activity.

Consumer Benefits Division   Consumer Complaint 9 11 2011
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Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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