Latest Posts
Home > Ask The Get Out of Debt Experts > I’m 61 and Back in Credit Card Debt. If We Divorce, Will He Be Responsible? – Gail

I’m 61 and Back in Credit Card Debt. If We Divorce, Will He Be Responsible? – Gail

“Dear Steve,

My husband and I have been married 12 years. We are both permanent legal guardians for my biological twin grandsons since birth. We live in NV. I am 61 , he is 75. He is retired military and still works as a dealer. I have not worked since the birth of the boys. We make aprox $72000.00/yr. We own 3 houses, 2 that we rent out. One of the 2 homes was mine prior to marrying him but I have since put his name on it. The other is our former marital residence as we just moved 1 1/2 yrs ago to a larger home. We make no profit from these homes just the opposite but are upside down on the mortgages.

I had credit card debt that I completely paid off a few years ago from a slip & fall settlement. I now have a lot of debt back again on these cards as he wanted me to try and start up an internet business that so far hasn’t yielded anything but debt.

The first question is, if we separate or divorce does he have to pay child support and or alimony and is he responsible for my credit card debt most of the debt is from the business startup and minor things I may have used it for for the benefit of the household.

Gail”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Dear Gail,

Nevada happens to be a community property state and he MIGHT be responsible for half of the debt incurred during the marriage. You’d need to talk that over with a licensed divorce attorney in Nevada to get specifics.

But regardless, I think the issue is even if you divorced and you were entirely responsible for the credit card debt, how would you pay it if he didn’t or couldn’t contribute to your household?

Let’s look past this immediate issue for a moment. While you may be planning to get divorced, I wonder if the issues with may be driving you to consider separating are related to the financial pressure you are feeling at home with the weight of the new debt and homes.

It might be if we tackle those issues that it will improve the overall quality of your life.

What do you think? Would it help?

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

Im 61 and Back in Credit Card Debt. If We Divorce, Will He Be Responsible?   Gail
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

I'm 61 and Back in Credit Card Debt. If We Divorce, Will He Be Responsible? - Gail by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.