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Sales Representative Finds New Way to Poach Debt Settlement Clients

New Era Debt Solutions sent me over a mailer that just made their blood boil. It seems some representative for some other debt relief solution had mailed one of their clients with a fantastic new offer. And by the way, if you get any bogus offers you want me to expose you can send them to [email protected]

Matt Davis, from Singer Island, Florida thought it would be a good idea to send out a letter to these clients of New Era and tell them all the reasons why he had a better solution.

You’ll see the letter below, but for now, let me paraphrase it.

  1. I know the debt settlement company you picked has an A+ rating with the BBB but…
  2. They are not your best option, you could be sued.
  3. They are not your best option because they are not attorneys.
  4. They are not your best option because it will hurt your credit.

Davis claims to have 3+ years of experience in the field and states, “You will be sued after 12 months of not paying,” “Trust me when I say this. You will end up in a court room and have to hire an attorney later on.”

And for someone with years of experience in the debt relief field, you would hope the representative would at least know that any creditor can sue any consumer at any time they are in default. Some sue quickly, some don’t. And while a lawsuit to enforce a contract is always a concern, there is no guarantee someone will be sued. Nor is there any guaranteed legal defense to not repaying your debt as contractually agreed.

The Sales Pitch Letter

Sales Representative Finds New Way to Poach Debt Settlement Clients

The sales representative then appears to make the claim that only by using New Era Debt Solutions the consumers will have tai problems from forgiven debt.

Sales Representative Finds New Way to Poach Debt Settlement Clients

The solution presented, Matthew Davis says the people should “Hire an Attorney!!!!” for $12,000. But what is omitted here is the fact New Era Debt Solutions is a no advance fee debt settlement company and that the consumers also face legal challenges and tax implications, either way.

The solicitation is in no way compliant with legal solicitations and it clearly claims that the credit report will be doctored as well, a violation of the Credit Repair Organizations Act.

Sales Representative Finds New Way to Poach Debt Settlement Clients

Hey, Competition is Good

I’m all about companies giving consumers options on how to deal with their debt and most of the stuff readers send me, I never publish, but for me, this one crossed over the line.

I don’t know Matthew Davis from a hole in the ground but if any sales representative is making a debt relief pitch based on misstatements and incorrect basic assumptions, that just makes me mad and that’s how this stuff gets published.

It’s a good thing Davis lives in Florida near Mickey Mouse because that solicitation should get him a free pass into Disney since it looked so much like Goofy.

Debt relief sales representatives, we can do better than this.

Sales Representative Finds New Way to Poach Debt Settlement Clients
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • http://twitter.com/fraudsniffer CMS

    Who is this heehaww? (That’s my new name for morons. If you say it while pinching your nose, you’ll
    get it)  

    That is a terrible mailer. But what’s new? DSC’s slamming other DSC’s to get business. That’s all
    they can do anymore. Can we say saturated. Hey, let’s face it. You all do the same thing. And, if you put this Davis heehaw in a dress, he is still a heehaw.

    But this Matthew Davis guy is a special heehaw. I have to support Alex on this one. At least he is
    going the right path by not whoring himself to the attorney model. Hopefully I don’t regret saying I support NEDS.  :)

  • Angelo

    Damn, that’s real dirty Matt….shame shame

  • Guest

    Alex/Steve –any idea how this guy had New Era’s client info?

    • http://GetOutOfDebt.org Steve Rhode

      I assume the consumer probably talked to both people at one time.

      • Guest

        Maybe I missed it in the article, but who is Mathew Davis marketing for? What attorney or firm?
        This is important to know. Whoever it is should be informed of Mathew Davis’s claims and given the opportunity to deal with the situation he has created with his statements. it also may be that the firm advocated the type of claims Davis makes. If so, that will be important to know.

        If someone can post the firm name with a good level of certainty of who Davis is pushing the consumer to sign up with many more consumers would be warned.

      • http://GetOutOfDebt.org Steve Rhode

        A reader informed me that Davis is allegedly connected with US Credit Defense at http://www.uscreditdefense.com/

      • Guest

        What is the proof?

      • http://twitter.com/fraudsniffer CMS

        I would say it’s easier to
        assume they have a leak in their sales floor. No joke. The chances of that
        person talking to both companies, then telling the other about it, then having
        that Heehaw draft that letter especially for the situation is far fetched. That
        seems a rebuttal letter ready for business. 

  • http://www.NewEraDebtSolutions.com Alex Viecco

    Crazy to think that bad mouthing a company or creating false fear makes people feel like they will sign up with them but I guess it has been done for years in this industry.
    Steve, thank you for publishing this as it will clearly alert people to think twice before you bad mouth a company.
    Competition is great for the economy but let’s keep it clean!  also, I want to make it perfectly clear to any readers.  YOU DO NOT need an attorney to settle your debt! Even if the debt goes to a law firm for collection.
    Don’t be fooled and to take it a step further many of the attorneys do not even offer legal representation included in their fees.
    Alex Viecco

    • Guest

      Correct me if I’m wrong but if you settle your own debt then yes, you
      don’t need an attorney. But if you plan on hiring a debt settlement
      company there are many states that do require you to be represented by
      an attorney.

      • Andrew Jones

        This is completely inaccurate. If you hire a debt settlement company in any state, As long as long as that company has IAPDA certifications, they don’t necesarily have to be attorneys to legally represent the consumer. Go to iapda.org and you’ll see what I mean.

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