“Dear Steve,
Out of work 20 months – have tried to work with BofA on a loan modification for 2 1/2 years. Submitted paperwork to them 9 times and can’t get a modification just the run around.
Doing a forensic and securities audit of my loan by an outside agency – can this really help with gaining leverage from my bank to renegotiate the loan? I gor an adjustable rate mortgage in July of 2005 with CountryWide. If it does help, do you know of a reputable company in California to do these audits for me? I was contacted the The National Help Center but then stumble upon your site where you advise consumers to run from this company.
Help, very desperate in San Jose, Ca.
Mae”
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The Answer
Dear Mae,
I hate to start with a question but I’ve got to ask, how can you afford any modified mortgage if you are unemployed?
Post your answer in the comments section below.
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