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Should I Sign With Fast Track Debt Relief? – Mary

“Dear Damon,

I am ready to meet with a person on Monday to sign a paper for Fasttrackdebtrelief program. I was researching it..I am scared now.I don’t trust it. I saw your name in reviews about Fast Track.I need advise~~It is Saturday

I am overwhelmed with a large amount of debt..I am struggling to pay them.and getting no where.

Can you offer me any advise? I really am looking for a program that will allow me to consolidate all of these bills and give me one monthly payment.This I could handle…..

Mary”

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The Answer

Hello Mary,

I don’t know enough about your situation to tell you whether or not a debt settlement approach is a smart financial move on your part. However I know enough to tell you 100% to not sign that contract on Monday.

The reason I can say that with 100% certainty is because it is clear you are unsure about what you should do to resolve your debt. Anyone pressuring you into signing a debt settlement contract before you are ready is looking out for their commission and not for you.

Here is what you need to do. Cancel the appointment and take some time to research all of the options available first. There is no emergency, you can always sign a contract with Fast Track next week if you determine it makes the most sense.

When you tell the sales rep that you want to do more research, pay attention to their reaction. Are they reacting in a way that is helpful to you or does it seem like they are annoyed that they are not locking down a sale?

If you are dealing with a lot of debt my best advise would be to call me for a consultation before making any decisions. Now some would say that is just bias advice, and that is certainly true but that doesn’t make it bad advice. First we will look at all of your options to determine whether or not settlement even makes sense. If it is the best option for you I can give you the names of several great debt settlement companies that you can compare to the program Fast Track is selling you and I can get you a substantial discount of the settlement fees. Having choices is always better.

At minimum, please send me the contract that Fast Track is asking you to sign as well as an overview of your financial situation and I will review it for you for free and let you know what I think about the program.

Either way, Please do not sign that contract on Monday. You are not ready, there is no need to rush to sign into any program, and I will definitely save you 100′s if not 1000′s of dollars if you take the time to explore all your options first.

Should I Sign With Fast Track Debt Relief?   MaryShould I Sign With Fast Track Debt Relief?   MaryDamon is a talented independent debt coach that provides in-depth assistance and consultations for people struggling with debt. If you want a personal debt coach to help you through a difficult situation or want assistance to find secret discounts offered by debt settlement companies I think Damon Day is an excellent person to contact for advice and assistance. He can be reached directly at DamonDay.com

If you have a debt related question you’d like to ask, just use the online form.

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About Damon Day

Damon Day
Damon Day is a talented Debt Coach who offers fee based consultations to consumers as an alternative to the typical free debt relief consultations which are nothing more than thinly veiled sales pitches lacking any real information to help a consumer make a good decision. You can learn more about how he can protect you from getting ripped off at DamonDay.com
  • http://www.priormilitaryproductions.com/ Joanne

    This is the exact boat I”m in.  They were rushing me to sign tomorrow and I got it for the day after and am so glad I did.  Reading all this has really helped.  I was just trying to get the total debt amount consolidated so that if I get a big tax return (I have 2 production companies, no revenue and a lot of write-offs) I would have less of an amount to pay, but I have been able to pay each cc something each month.  I am NOT going with fast track. Now i hope brucey-poo doesn’t give me a hard time.

  • COLLECTOR

    I NEGOTIATE WITH THESE GUYS ALL THE TIME. THEY ARE CONNECTED TO LEGAL HELPERS WHICH IS HAVING MAJOR LEGAL ISSUES. FROM A MY STANDPOINT THESE GUYS ARE DECENT ENOUGH. THEY WORK WITH CREDITORS WHICH IN THE END CAN SAVE YOU FROM LITIGATION. NOT ALL CCCS ARE CONSIDERED EQUAL. HONESTLY MOST PEOPLE CAN JUST SETTLE OUT ACCOUNTS THEMSELF AND SAVE EVEN MORE. THEY DONT GET ANY SPECIAL RATES FROM COLLECTORS.

  • COLLECTOR

    I NEGOTIATE WITH THESE GUYS ALL THE TIME. THEY ARE CONNECTED TO LEGAL HELPERS WHICH IS HAVING MAJOR LEGAL ISSUES. FROM A MY STANDPOINT THESE GUYS ARE DECENT ENOUGH. THEY WORK WITH CREDITORS WHICH IN THE END CAN SAVE YOU FROM LITIGATION. NOT ALL CCCS ARE CONSIDERED EQUAL. HONESTLY MOST PEOPLE CAN JUST SETTLE OUT ACCOUNTS THEMSELF AND SAVE EVEN MORE. THEY DONT GET ANY SPECIAL RATES FROM COLLECTORS.

  • Jonathanharstad

    Mary, dont sign. Listen to Damon. He knows his stuff. You need to be careful before you even give people your info- they will hound you worse than the collection agencies do when you enroll. Bottom line, if ou are asking whether or not you should sign up with FTDR then you obviously dont see a clear cut benefit to do it, or you wouldnt be asking for a second opinion.
    to properly answer your question, anyone would need a lot more info. not an intrusive amount, but a detail of what you owe, what you make, how long you have carried those balances, what you see happening to help you pay this off, what you plan on changing about your current financial situation in order to allow for improvement, etc.

    You cant just say “YES” or “NO” – but after that information, a YES or NO will be easy. Calling osmebody like Damon would be wise- its not like he is going to slam a contract in front of you on Monday, so what do you have to lose?

    As for FTDR, or any other DS company, be careful. I have had many years of experience working in this industry and as the “Rogue CEO” I can honestly tell you that there are not too many companies out there to choose from that can do what they say.

    I wish you the best.  

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