I am an Indian citizen presently permanent resident in Australia. I visit india every 2-3 years. i was working in Dubai UAE from March 2003 till June 2005. In 2005 i cancelled my visa and left dubai for good. before leaving dubai….. i had credit cards from RAK bank and HSBC bank i admit I made some good purchases with these cards. I came back to india , got married and forgot abt all this.
After marraige I left for Australia and have been living here since. my parents got some initial calls from some ppl (representatives of these banks ) in india in initial years … say 2005-2006. but after that nothing. I never got any mails or statements from these banks in all these years. Until recently (4 months back) I got a mail on my email address from a debt collecting agency in india regarding this payment to which i replied and got no response. Now from last 2 days my relatives (in laws who were not existing at the time of taking credit card o r leaving Dubai ) are getting calls from some people who are acting on behalf of RAK bank asking for my whereabouts . they are using harsh words and warning them of dire consequences if they dont give my where abouts and also telling them that I will get arrested while I land on Indian soil.
My question to you is that Its been 7 years since I left Dubai and how is it that they are contacting me now that too through a collecting agency in India. How did they got those contacts that were not even existing at that time and I have hardly lived at those addresses except for a few days every year with no official activity (just holidaying). Is it possible that I have a police case IN INDIA and I might get arrested upon arrival. I visited india just one and a half year back and at that time nothing happened. I dont even remember how much was the credit amount as I never received a bill from them…. so is it possible that the amount may have multiplied by many thousands. How can I get rid of this. I am so sad. plz reply as soon as possible and email me when it is done. Many thanks and a BIG HUG
I’ve not heard of a police case being opened in India as a result of debt in Dubai. It sounds to me as if it is just an aggressive debt collector in India that is making up stories to intimidate you.
To be safe though, I’d suggest you ask your family back home for the name of an attorney or solicitor there you can contact and ask your questions to about checking for an open police case in India. I doubt they will find one.
Of course resolving the underlying debt with the Dubai banks is always an option.
Please post your responses and follow-up messages to me on this in the comments section below.I Left Dubai in Debt, Went to India and Now Live in Australia. - Iram by Steve Rhode