Latest Posts
Home > Ask The Get Out of Debt Experts > I Was On a UK Debt Relief Order and Want to Get It Off My Credit Report. – Simon

I Was On a UK Debt Relief Order and Want to Get It Off My Credit Report. – Simon

“Dear Jon,

Hi, I was on a debt relief order a couple of years ago, it was satisfied about a year ago.

On a recent credit report the bankruptcy was on there, also there was one of the debts that I thought had been covered by the DRO.

Also the bank say that I cannot close the account as it was overdrawn, so I still get the statements every month, I know I can get them by emial which i am going to do.

How do I get the bank debt taken off the credit report? Is there any way to end the statements totally, so i never hear from them ever again?

Also I get letters concerning my business account that I had with them, I did send them a letter explaining the DRO, but this hasn’t made any difference.

If you could help me in any way at all with this I’d be very grateful.

Yours sincerely,

Simon”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Simon,

The debt cannot be removed from your credit report as your credit report must be an accurate portrayal of your accounts and how they were paid.

What you can do is provide the credit reporting agencies, Experian, Equifax and Call Credit, documentation of the DRO and that it has been finalised. You can also provide this information to the creditor(s) in question so they can update their records.

Let me know how you get on.

Regards,

Jon

I Was On a UK Debt Relief Order and Want to Get It Off My Credit Report.   SimonJon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.

If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.

I Was On a UK Debt Relief Order and Want to Get It Off My Credit Report. - Simon by

Share This and Spread the Word

About Jon Emge

Jon Emge
  • Simon

    Thanks very much Jon.

    Simon

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.