Latest Posts
Home > Debt Articles > Divorce Debts Not Paid

Divorce Debts Not Paid

Q: If a spouse is granted by a divorce judge to receive so much a month for debts that were supposedly not theirs, and we don’t pay or are late on them, does the spouse that’s trying to collect fall under the Fair Debt Collections Act? – Mark

A: Mark,

Unfortunately, it probably doesn’t offer you the help you are hoping it does. The FDCPA applies to outside collection agencies that regularly collect debts for others. Here, it sounds like you have two different issues:

1. Your ex is not paying you the money he or she is supposed to pay you so that you can pay the bills you are supposed to pay. The fact that your ex is not paying you the money spelled out in the divorce decree means you need to pursue her for what she owes you. The FDCPA doesn’t address that scenario. You’ll need to talk with your divorce attorney to find out what you can do to collect the money your ex owes you.

2. It sounds like you are not able to pay debts assigned to you in your divorce decree because your ex is not paying her fair share to you. Unfortunately, the fact that your ex is not paying you doesn’t alter your agreement with those creditors. If those accounts are in your name, or are joint accounts with you as one of the cosigners, you are liable for the entire debt even if your ex skips out on those bills. Again, the divorce decree doesn’t change the agreement with your creditors you signed when you opened those accounts.

If you can’t keep up with the bills assigned to you in your divorce, we recommend you look into negotiating settlements on the debts or talk with a bankruptcy attorney to determine whether you need to file.

We hope you can find a way to put this behind you.

This article was contributed by, where you can get free advice about dealing with debt collectors.

Source: Divorce Debts Not Paid

If you would like to contribute a guest post, click here.

Divorce Debts Not Paid by

Share This and Spread the Word

About Guest Post

Guest Post

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.