I’ve been sued by Mendelson Law firm on behalf of Asset Management for a debt of roughly $3500 owed originally to Capital One.
In February of this year I offered a settlement amount of $1300. After about 5 days they countered at $2300, I re-countered at $1500. I’ve made $50 payments on the 15th and 30th of each month while waiting to hear a final amount they would accept ( I asked about the amount each time I called in). In the meantime a court date has been continued 2 times. We are now due to go to court tomorrow. They called today with an amount of $1980, which would not include any of the $600 I’ve paid in over the past 6 months.
Can I explain to the judge that the negotiation has not been in good faith? Mendelson/Asset took 6 months to provide an amount they will accept and now I’ll end up paying more than their original settlement of $2300. Can the judge require the company to accept the $600 as part of the settlement and what are the chances of that happening?
Sued by Mendelson Law Firm on Behalf of Asset Management for Capital One. - Theresa by Consumer
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