My husband and I have been married for 14 years. In March 2010, he suffered at traumatic brain injury and is now severely disabled living in a nursing home. I serve as his guardian. I am an authorized user on his credit cards. To date, I have been paying them down, but I am concerned that raising two children as a single mother while also trying to keep up with his medical expenses, that may not always be the case. I sold our joint home and purchased a new home recently. All the credit cards were on my credit report. I understand I do not have an obligation to pay, but since I have been doing so for almost two years, am I responsible? How do I get removed as an authorized user since he is unable to conduct business in his behalf? In the event I can no longer meet the minimum payment, I would hate for this negative information to appear on my credit report. Only one of the card has even been used since the accident.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.How do I remove myself as an authorized user? - Vanessa by Steve Rhode