My name is David and I am in severe student loan debt. I have been paying on my student loans and can afford the payments right now, but feel no hope for the future. I have a good job in a good profession, but feel like I can’t get married, buy a house, or have kids if things don’t change. I’m 30 years old and would like to do those things but don’t know what to do. I’m often very depressed and want to drink to forget about these problems. My student loan payment is $1,000 a month. I have to live at my parents house because of this and my girlfriend is struggling because of me.
The loans are all from private loans and aren’t government backed or anything. None of the programs the government offers are relevant to me. Does anyone know of anything that can help me? I feel completely hopeless. Thanks for any help.