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Credit Resolution Advisors Just Sent Me a Mailer. – Sumir

“Dear Steve,

Hello there I was googling geting out of debt help or tips and I came across your website. I got a letter from a company called Credit Resolution Advisors, they sent me a letter on potentially getting out of debt, I have not called them just yet, but I wanted to consult with someone before I take the next step, so I was wondering what would you do if you were in my shoes?

Thanks

Sumir”

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The Answer

Dear Sumir,

I would evaluate my situation using the following links.

Let’s start with the basics.

I’d suggest you first read How to Get Out of Debt. The Honest and Unvarnished Truth and The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy. They will give you a great overview of what we need to deal with to get you moving in the right direction.

Then use the free How to Get Out of Debt Calculator to review your options.

I’d also follow How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off to check them out carefully.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

Credit Resolution Advisors Just Sent Me a Mailer.   Sumir
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If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Scept

     Prices on items in their catalog are much much higher, than in other places on internet

  • Drifmyer1112

    This company is,indeed,phony.It’s related to several others that have used various bank names,calling from blocked phone numbers or burned phones,all in order to steal identity.Don’t respond to them,and file a police report,along with a complaint with the FTC.And be sure to shred everything that has your name and/or address on it.

  • CRAisevil

    Steve, this CreditResolution Advisors (CRA) is a total scam. 

    They also defamed me by making it look like I owed money or had collection people after me to my precious family.

    I hope the founders of this company get 4th stage cancer and die this year – seriously. That’s my prayer to God.

  • AnneJohns75

    Steve, I received this same unsolicited mailer.  I am not in financial trouble nor am I being persued by any debt collector.  This is my 3rd notice.  It looks legit, but I do belieive “Credit Resolution Advisors. LLC are trtying to run a scam.  If you contact them at the 1-800 number, I’m sure you will actvate  something that you can’t get out off.  I never heard of this company before.  They are trying to sucker people into thinking they are in some kind of financial trouble.  I have excellent credit and no bad debts. I’m not taking the bait!

  • http://DamonDay.com/ Damon Day

    If you look in the comments on this thread Credit Resolution Advisors, you will see someone who claims not to work for the company but likely does, admit that their mailers are deceptive on purpose because their job is to get the phones to ring. He goes on to say that he finds it perfectly acceptable to deceive people if in his mind they are offering them a good thing. 

    • Ahart04

      Damon you’re teetering on a slanderous line. You seem to take huge offense that ive had a good experience with the company. The question is are they scam: the answer is no. They are a legitimate company plain and simple, regardless of what you or I think of their marketing.

      • AnneJohns75

        This company doesn’t have a website.  The company you dealth with is probably legit, and they are Credit Resolution Advisors, but the mailers are coming from Credit Resolution Advisors,  LLC.  Two different companies.  Hope this will clarify why we don’t feel the latter is a legitimate service.  They are sending letters to people who are not in financial trouble and using scare tactics to make you think that you’re in some type of legal trouble with the credit institutions. 

      • http://DamonDay.com/ Damon Day

        Last week it was your elderly friend that had a good experience, and now it is you that had a good experience? Color me confused again.

        Forgive me if I don’t believe your story. If it is in fact true, then I am happy for your friend and am reminded of a story with a blind squirrel and a nut, but if everything you say is true, then you would be the first consumer in the history of the debt settlement industry to spend hours in a forum vehemently defending a company that you yourself admit to having a very deceptive marketing campaign. Clearly a lot of consumers are upset about it, even TASC kicked them out of their program for their ongoing deceptive marketing. 

        However, you, as a “disinterested third party,” having no ties to this company other than an elderly friend that was luckier than most clients who enroll in debt settlement programs, have taken it upon yourself to shoulder the burden of ponying up a defense with nothing to go on but 1 persons experience and a phone call by you to their customer service.

        Perhaps, you can understand my skepticism. 

      • gnomes123

        Then why the hell do find it necessary to continue on this site?  You’re awfully defensive of them for not being an employee.  As a customer, why would you be checking out this site looking for evidence of a scam if you were so happy with their work?

  • Chiefkona1145

    Have no debt yet these yayhoos send this crap in the mail to us. I’m contacting the BBB first thing Monday morning and these people; they will be ordered to show up at my front door with their attorney’s and we’ll go from there.

  • Ycaffell1

    i am not in debt,but somehow keep recieving these mailings,within the last few months or so?  How and why?How do theses people get info about people?

    • Kristen

       I have been getting them too and am not sure why either as I do not have any debt… just want them to leave me alone!

      • Helen

         I received 3 letters…one of them stating “Warning: $2,000 fine, 5 years imprisonment…” I felt it was very misleading. I filed a complaint with the Better Business Bureau.

      • -concerned citizen

        I also filed a complaint as well.  EVERYONE should know as of 3/23/12, they have a BBB rating of D-.  They are not to be trusted.  Anyone who posts positively for them likely works for them.
         

      • gnomes123

        I finally got sick of the mailings and called them today to tell them to knock it off.  THe guy wouldn’t shut up and kept trying to explain the program to me.  I finally told him to take me off the list and hung up.  I too am filing a complaint with the BBB

      • AnneJohns75

        Helen, These folks are as bogus as a 3 dollar bill.  I received the same 3 mailers.  Don’t take the bait.  The warning on the front of the mailer refers to anyone who interferes with the delivery of this letter and not the addressee.  That’s what they are hoping that people misread the warning and think that it applies to them.  Also quoting the US Code makes it look more official.  This has SCAM written all over it!

  • Ycaffell1

    shall i contact the better business bureau maybe?   all I have is an address 6860 dallas Pkwy #200,Plano TX 75024,is this for real?

    • AnneJohns75

      I would definitely do that.  I feel sure this is a scam (scare tactic) to sucker unsuspecting soles into call that 1-800 number.  That would be a big mistake. If you read the wording carefully, it requires “activation” by calling the catalog number.  I’m not biting! 

  • Ycaffell1

    how about mail I recieved….Independent Life and Disability?  for real? or scam?

  • Ycaffell1

    Credit resolution Advisors, LLC    are these guys for real?or is this a scam?

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