I am 47 years old with credit card debts totally about 15K and Student Loans in excess of 30K. I married my husband 2 years ago in order to provide health insurance for him and his son due to employment changes.
Shortly after our marriage, my employer decided to close the doors where I was working – leaving me with no job. 9 months later, I took a part time job which pays considerably less then I used to make.
My past job earned me appr. 48K per year. Last year, my earnings were under 20K, along with 6K in unemployment. I want to pay off my debts on my own.
My husband would not understand how I could have acquired this debt and this situation could affect our marriage.
I love my husband dearly and do not want to hold him responsible for my carelessness.
Any suggestions would be greatly appreciated as I wish to begin a new chapter in my life lowering the amount of my debt each and every day.
The AnswerIf you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Can I Accept Responsibility and Pay Off My Debts Without My Husband's Assistance? - Debt by Steve Rhode