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W.C. Varoness last blog post..Lesbotism at the FDIC? sheila bair lesbian suze orman

A lot of us are in the same situation. I got harassed over a debt that is over 8 years old. I don’t remember that far back if I paid it off. I was harassed and am suing a collection agency because of it. They wanted exorbitant amounts of money, threatened to sue me, accused me of bad checks I didn’t write to them. I gave them my bank card and told them to take out $50 a week. Imagine my shock when I found out they took out $100 although it should have surprised me but then I wasn’t educated in FDCPA. When I found out what they were about, I immediately cancelled the card and put the financial company on alert. The agent said that the attorney wasn’t happy with it but he’d accept it. A couple of weeks later I got a call from a different agent, screaming at me that I needed to send over $1k within a week. He started screaming at me “when are you going to send MY money”. I asked why if the attorney wasn’t happy but accepted the settlement two weeks before, they were calling me again only to be told that the agent I originally worked with was no longer there because of doing these kind of things. I told him I didn’t have that kind of money. He said “then be sued”. It scared the daylights out of me because I didn’t know if they were going to come to my home. I ended up isolating myself for months. Not a healthy thing to do. That collection agency was closed and opened up under another name when they were fined by their operating states District Attorney. I went so far as having my therapist write a letter to my attorney stating what this was doing to me.

Thank you for your comment and feedback. Part of the issue here is the other shoe, as in waiting for it to drop. It is unsettling to be in limbo, waiting for the foreclosure to go through and not being able to move forward with your life, but to exist, until…

While there has been talk about a moratorium on foreclosures there is no federal law blocking them at this time.

Even if he starts to pay down his other debt, the problem is that unless he is able to pay it in full, he has thrown away both time and money that he could otherwise use to move ahead with a new and stable life.

There is never one absolute path and I hope that Louis reads your comments for an alternate point of view.

Steve