Well those assholes raised my interest rate from 8.99% to 19.99% which is so unfair! I have never missed a payment and always pay 3 times the min. I currently have a 738 credit score and think this is just a quick way for Citi bank to get more money from the people have the least! I have moved my $5000K of debt out of citi bank and over to my Discover Card!

Well those assholes raised my interest rate from 8.99% to 19.99% which is so unfair! I have never missed a payment and always pay 3 times the min. I currently have a 738 credit score and think this is just a quick way for Citi bank to get more money from the people have the least! I have moved my $5000K of debt out of citi bank and over to my Discover Card!

Well,me too! 4.99% to 14.99%.It’s totally unfair for a person who had a great credit score and never had a late payment.I have to opt out and they’re going to cancel my card when the card expire is dued.

Well,me too! 4.99% to 14.99%.It’s totally unfair for a person who had a great credit score and never had a late payment.I have to opt out and they’re going to cancel my card when the card expire is dued.

Yeah I just got my letter yesterday saying my rate will go from 6.75% to 14.99%. My credit score is 765 and have never even came close to a late or low payment. I contacted citi card and was told “Its the cost of doing business”

Yeah I just got my letter yesterday saying my rate will go from 6.75% to 14.99%. My credit score is 765 and have never even came close to a late or low payment. I contacted citi card and was told “Its the cost of doing business”

We just got off the phone with citi card and canceled. We are furious! they sent us a letter saying they are raising our interest rate from 7.99 to 19.99% in Jan for NO REASON WHATSOEVER unless we opted out. We are also now going to have to switch to our Discover. My husband uses the card monthly for business trips and they get paid back plus interest the next month when he is reimbursed.rnrnSo rather than make that cash every month(PLUS 4% for every transaction) they would prefer nothing? Well that’s what the “account manager” told us and then said “don’t you at least want to use it till the end of the year till it goes up?”rnWe told them to screw themselves and this will damage our FICO score because it lowers our available credit by $15,000 but there is NO WAY we are paying a default rate when we did nothing wrong! Argh!!!

We just got off the phone with citi card and canceled. We are furious! they sent us a letter saying they are raising our interest rate from 7.99 to 19.99% in Jan for NO REASON WHATSOEVER unless we opted out. We are also now going to have to switch to our Discover. My husband uses the card monthly for business trips and they get paid back plus interest the next month when he is reimbursed.

So rather than make that cash every month(PLUS 4% for every transaction) they would prefer nothing? Well that’s what the “account manager” told us and then said “don’t you at least want to use it till the end of the year till it goes up?”
We told them to screw themselves and this will damage our FICO score because it lowers our available credit by $15,000 but there is NO WAY we are paying a default rate when we did nothing wrong! Argh!!!

The CEO of Citi bank should go to jail for life. These ****ers are nothing but criminals. I can get better rates from the MOB.

The CEO of Citi bank should go to jail for life. These ****ers are nothing but criminals. I can get better rates from the MOB.

Same here! Look, it is absolutely ridiculous that this greedy company can get several billion dollars from us, the tax payers, then turn around and stab us right in the back. Plus, lay off employees? rnrnCongress should have lent them that multi-billion dollar at 20 percent interest. rnrnThey should face criminal/conspiracy charges. rnrnHow much are we going to take?

Same here! Look, it is absolutely ridiculous that this greedy company can get several billion dollars from us, the tax payers, then turn around and stab us right in the back. Plus, lay off employees?

Congress should have lent them that multi-billion dollar at 20 percent interest.

They should face criminal/conspiracy charges.

How much are we going to take?

Thanks for this article. It made my day. I just finished transfering my debt from my Citi slavecard to an offer Chase sent me for 3.99% fixed for the life of the debt. How could I refuse? I am still indebted to a slavecard(credit card) but I’ve swornoff using those damned things so hopefully I can get rid of the debt soon enough. If I get any sort of increase from them I will cancel the card.rn I got in trouble with these things by using them as an emergency fund. I guess that is the story with alot of people.

Thanks for this article. It made my day. I just finished transfering my debt from my Citi slavecard to an offer Chase sent me for 3.99% fixed for the life of the debt. How could I refuse? I am still indebted to a slavecard(credit card) but I’ve swornoff using those damned things so hopefully I can get rid of the debt soon enough. If I get any sort of increase from them I will cancel the card.
I got in trouble with these things by using them as an emergency fund. I guess that is the story with alot of people.

I have a card that was bought by citi about 8 years ago. I just got a letter stating that my interest rate was going to 17.99 from the 11.24 it is right this second. They also told me that it also was the cost of doing business. This sucks so bad because it my oldest card that I have a good credit score too.

I have a card that was bought by citi about 8 years ago. I just got a letter stating that my interest rate was going to 17.99 from the 11.24 it is right this second. They also told me that it also was the cost of doing business. This sucks so bad because it my oldest card that I have a good credit score too.

I have a few cards w/citi.. All of them have been 11 percent and under. rnrnToday, I went online to pay on them and noticed them at 24.99 percent!rnrnI called and they said, cost of doing business has gone up and there is nothing they can do at this time!rnrnCiti has always been good in the past, but now, they completely suck! Since they are going under, they are now pulling the rug under my feet and every other customer.rnrnFuck them all, Fuck the banks, Fuck the Government and good luck to all! This country is doomed! I will not use them anymore and will just pay them off and never look back.

I have a few cards w/citi.. All of them have been 11 percent and under.

Today, I went online to pay on them and noticed them at 24.99 percent!

I called and they said, cost of doing business has gone up and there is nothing they can do at this time!

Citi has always been good in the past, but now, they completely suck! Since they are going under, they are now pulling the rug under my feet and every other customer.

Fuck them all, Fuck the banks, Fuck the Government and good luck to all! This country is doomed! I will not use them anymore and will just pay them off and never look back.

Just got my February bill and noticed that the Finance Charge doubled from last month. Checked out my January bill and the interest rate was 8.990%. This month the interest rate went to 15.990%. I called Customer Service and had to talk to a representative in India who I could hardly understand. She too said it was just how they had to do business. She offered me 11.990% but not sure if I had to give them by first born grandchild, since I couldn’t understand what the “catch” was. If I refused that, I could go back to the 8.99%, but when my card expired, they would close my account. I was never late with any payments anywhere. She admitted it had nothing to do with me or my credit. I thought it decreased your FICO score if you closed an account, let alone if the creditor closes it for you. And I don’t recall ever getting a notice from them saying my interest rate was being raised. I just got a 0% for 10 months from AT&T and will pay this card off. However, are all the banks going to be doing this? Scary, itsn’t it?

Just got my February bill and noticed that the Finance Charge doubled from last month. Checked out my January bill and the interest rate was 8.990%. This month the interest rate went to 15.990%. I called Customer Service and had to talk to a representative in India who I could hardly understand. She too said it was just how they had to do business. She offered me 11.990% but not sure if I had to give them by first born grandchild, since I couldn’t understand what the “catch” was. If I refused that, I could go back to the 8.99%, but when my card expired, they would close my account. I was never late with any payments anywhere. She admitted it had nothing to do with me or my credit. I thought it decreased your FICO score if you closed an account, let alone if the creditor closes it for you. And I don’t recall ever getting a notice from them saying my interest rate was being raised. I just got a 0% for 10 months from AT&T and will pay this card off. However, are all the banks going to be doing this? Scary, itsn’t it?

My husband and I have spent the last 10 years rebuilding our credit from a bankruptcy. I take pride in having credit scores in the 720's. We consolidated all of our debt to two cards simply because tit's easier to manage two payments instead of 3 or 4. In November my husband got a letter from WaMu telling him that they determined that he must not need their credit line since it had been a year since he'd used it. The letter went on to say that they would notify the credit agencies of closing the account. He got the letter two weeks after the account was closed. That hurts the credit score. Then Discover sends a letter indicating that they are raising my card from 6.99% to 10.99% and his from 7.99% to 11.99%. The explanation in the “pamphlet” said the increase was due to the current economic state and the cost of doing business. My brother's WaMu jumped to 24.99% and my brother-in-law's business card with Chase doubled his monthly minimum. I do think it will be all credit card companies doing this and it's very scary.

Same story- for 3 months I didn’t realize citi had raised me from 5.99 to 14.99. So our tax money bails them out on one end, and interest on the other. I also have a great credit rating, and fortunately had just paid off most of my balance, so I’ll take the hit and drop this company fast. I will never do business with such a sneaky, underhanded, greed driven company as this again. When we all take a stand and decide to postpone all unnecessary purchases and pay in cash whenever possible for everything else, maybe they’ll get the picture.

Same story- for 3 months I didn’t realize citi had raised me from 5.99 to 14.99. So our tax money bails them out on one end, and interest on the other. I also have a great credit rating, and fortunately had just paid off most of my balance, so I’ll take the hit and drop this company fast. I will never do business with such a sneaky, underhanded, greed driven company as this again. When we all take a stand and decide to postpone all unnecessary purchases and pay in cash whenever possible for everything else, maybe they’ll get the picture.

Well you all probably got a sneaky little letter and thought it was junk mail.rnThe notices they sent out(seems it was around thankgiving yeh thanks) could easily have been mistaken for junk mail. It didn’t have the citi logo or anything it was just a plain envelope with this letter about raising the rate by this date or you must call and opt-out we are screwing you blah blah.rnrnIt was very easy to miss and that’s just what they wanted you to do, not notice until it showed up on the bill. What a con! Why wouldn’t it just be in with the bill? Because citibank is shittybank!

Well you all probably got a sneaky little letter and thought it was junk mail.
The notices they sent out(seems it was around thankgiving yeh thanks) could easily have been mistaken for junk mail. It didn’t have the citi logo or anything it was just a plain envelope with this letter about raising the rate by this date or you must call and opt-out we are screwing you blah blah.

It was very easy to miss and that’s just what they wanted you to do, not notice until it showed up on the bill. What a con! Why wouldn’t it just be in with the bill? Because citibank is shittybank!

Just googled “fuck off citibank” and this site came up, lol.rnrnAfter being an on-time, loyal customer for 19 (!) years, Citibank raised my APR to 29.99%. What kind of half-assed business model screws over their long-time-customers like this? As I told the service rep on the phone, they’ve lost me as a customer for the rest of my life. Never, EVER do business with them for they will screw you over.

Just googled “fuck off citibank” and this site came up, lol.

After being an on-time, loyal customer for 19 (!) years, Citibank raised my APR to 29.99%. What kind of half-assed business model screws over their long-time-customers like this? As I told the service rep on the phone, they’ve lost me as a customer for the rest of my life. Never, EVER do business with them for they will screw you over.

FUCK YOU CITIBANK YOU FUCKING WHORES. ALL YOU BANKERS SHOULD DIE.