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Can I Go Bankrupt After Being In An IVA in the UK?

“Dear Jon,

I have been in an IVA for the past 2 years and it has been a struggle. I have missed the past couple of months payments and just want to give up. I don’t own any property and just want to be done with all of this as quickly as possible.

Can I go bankrupt?

Thanks in advance for any help you can offer.”

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The Answer


From what you have stated, yes, you could go bankrupt and be relieved of the debts. Once the IVA has been deemed as failed, usually after missing three (3) consecutive payments, you can go bankrupt.

What has caused you to struggle lately or has the IVA always been a struggle?

Have you discussed this with the supervisor of your IVA? They may be able to restructure the IVA or allow you a break in payments to get back on-track.

If not, then bankruptcy is always an option.

Can I Go Bankrupt After Being In An IVA in the UK?Jon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.

If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.

Can I Go Bankrupt After Being In An IVA in the UK? by

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