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Will I Be Arrested for a Debt in the UK if I Return to the UK?

“Dear Jon,

in 1999 i was student in London, UK. I had a NatWest credit card and when I left (1999) i owed 300(three hundred) GBP.I returned to my country and I send money a couple of times to my account which was linked to my credit card to pay the debt.I send the last on 2002 but due to interests the amount was something around 500 gbp ( i think).now (2012) i want to go back to london for a couple of days. will i get arrested? i called today the bank (sunday)but they told me to call tomorrow to speak to their collection office.

i want to go back to london for a couple of days. will i get arrested? i called today the bank (sunday)but they told me to call tomorrow to speak to their collection office.
thank you in advance”

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The Answer

Hi,

No you will not be arrested just because you owe a debt to NatWest or anyone. Just owing someone money is not a crime in itself.

So perish the thought, and don’t worry about coming back to London.

When you speak to the bank, you may want to inquire if they even still have the debt on their books, or if they gave up trying to contact you. If they have had no contact with you for over six (6) years, the debt can be statute barred, which means it is no longer owed.

I hope this helps.

Will I Be Arrested for a Debt in the UK if I Return to the UK?Jon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.

If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.

Will I Be Arrested for a Debt in the UK if I Return to the UK? by

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  • Awesomebloke

    Hi, I was living in the UK as a student for 4 years since 2002, I then left the UK in 2006 with an outstanding credit card bills of1000GBP. but im going back to UK for a short vacation next week and im worriedabout being rejected to enter the country or errested in the airport. would this happen to me? I heard that owingmoney to the bank is not crime but breach of a court order is. if the bank didget an court order out on me, would I be arrested at the airport or deported?

    I will be staying in the UK for only 3days, should i callthe UK immigration see whether there is any record of me breaching the courtorder before I depart?

    Please help me Im so worry.

    keith.

    • http://GetOutOfDebt.org Steve Rhode

      Keith,

      You can certainly call if you want but I would be completely surprised that this matter will result in your being blocked. If it did then 20% of all incoming visitors would be stacked up at the border.

      If you were detained over what you’ve shared you’d be the first person I would have ever heard of in all my years.

  • Jox

    Dear Jon

    I had to leave the UK last year and I left with a quite hugh debt to HSBC (5000 pounds) If I go back this year, would I be able to keep my account and set up some payment with them or would I just get penalised and not get the account?

    Kind regards

    Joachim

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