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I’m Deaf and Having Problems With My Chapter 13 Bankruptcy Attorney and Trustee. – Thomas

“Dear Jon,

I filed Chapter 13 over a 1 1/2 ago. I cant find a job even with my degree. I’ve been working with a company that helps people with disabilities because I’m deaf. My first attorney passed away so they gave my case to another attorney. The Chapter 13 Trustee sent me a list of people I owe and don”t owe and on that list I owe is my new attorney. I owe them 1600 dollars. I’ve been making monthly payments. I don’t see this end any time soon. Is there a program or someone that can help me. I would like to get out of Chapter 13

Is there a program or someone that can help me. I don’t want an attorney because all they want is money. I would like to get out of Chapter 13 and find out from the company’s that I owe money too and fix this. I want to keep my car because its the only means for me to get to work. Can you help????

Thank you

Thomas”

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The Answer

Thomas,

I can understand your issues and concerns here, however unfortunately you have filed for bankruptcy and have gone through and are in the midst of a legal process and proceeding; trying to undo it now is very difficult and would require further legal advice.

You may wish to consult the courts, however they will in all probability advise you to speak to a lawyer.

You could look into free legal advice in your area, there are some firms that do pro bono work and advice. You can also represent yourself pro se, but unless you know what you are doing, it is not advisable.

What is it about the bankruptcy that is a problem? You should have a light at the end of the tunnel in that you should only be making payments for 36 months or so.

If you do consult an attorney, you may wish to see fi you qualify for a Chapter 7 bankruptcy, which is over rather quickly.

Let me know a bit more about what you want to do and why, and maybe we can look closer at this.

Regards,

Jon

Im Deaf and Having Problems With My Chapter 13 Bankruptcy Attorney and Trustee.   ThomasJon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.

If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.

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