In 2008, I financed $2,300 with Dell computers. I’ve been past due many times but am now current. At this point, I’ve paid them probably $5,000 !! Interest rate is 29.99%. Current balance is $2,100. Past due periods were maybe 60 days at a time. They’ve received $5,000 for $2,300 in product. I have another layoff looming this November. Can I ask them to settle the account as paid in full? I will be laid off again and I need this nightmare of an account to end.
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