Latest Posts
Home > Ask The Get Out of Debt Experts > Is InCharge Debt Solutions a Good Idea to Go With? – Jess

Is InCharge Debt Solutions a Good Idea to Go With? – Jess

“Dear Steve,

Trying to consolidate credit cards need advice on a consolidation company.

My husband and I are trying to consolidate his credit cards to lessen the interest rates and hopefully pay off the credit cards a lot sooner then by paying each credit card company individually. We are looking into In Charge Debt Solutions ( ) and wondering if that is a good one to go with or if there is another company anyone has used or personally recommends. all help is appreciated!! Thanks in advance.


Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Dear Jess,

InCharge Debt Solutions has been around for a while and if you decided to go with them for your credit counseling or debt management plan program I’m sure they could collect your payment and distribute it to your credits as efficiently as anyone.

Really the underlying issue here is if a credit counseling program is even the right strategy based on your situation. There are ways to pay off cards sooner without closing them in a credit counseling program if just a more efficient payoff is what you are looking for.

I’d suggest you first read How to Get Out of Debt. The Honest and Unvarnished Truth and The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy. They will give you a great overview of what we need to deal with to get you moving in the right direction.

Then use the free How to Get Out of Debt Calculator to review your options.

Once you’ve identified a company you want to work with, then follow my step-by-step guide on what you should look for and expect from a good debt relief company.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

Is InCharge Debt Solutions a Good Idea to Go With?   Jess
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

Is InCharge Debt Solutions a Good Idea to Go With? - Jess by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.