Latest Posts
Home > Ask The Get Out of Debt Experts > My Sone Went to Jail and I Paid for His Lawyer on My Credit Cards. – Norman

My Sone Went to Jail and I Paid for His Lawyer on My Credit Cards. – Norman

“Dear Steve,

Hello, I owe a total of $10,000. ($5,000 to Visa $5,000 to MasterCard) I have had perfect credit for the past 15 years. I had to spend $10,000 on a lawyer for my son. (the plan was for him to be released and he would pay this off, he will be released on June 2013) Now I am 69 days past due on both credit cards. I currently make a net take home of $1,600 per month. My monthly spending on Rent, Electric, Water, Gas (heat), Phone, and Car Insurance is $1,300 per month. That leaves me with $300 cash. After $100.00 food and $120.00 fuel I now have $80.00.

I wished I can ask the credit cards to hold off until June 2013, but I know thats a waste of time. As soon as I get wage garnishment I am screwed. What do I do??

Norman”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Dear Norman,

I’m sorry to hear about your situation. It must be very stressful.

It sounds as if you are currently employed right now and not living on social security. If you are getting a check from an employer then if you are sued, lose, and the creditor goes for a wage garnishment then your pay. But that depends also on what state you live in. Let me know by posting a comment below.

It does not sound like there is an expectation you can afford to pay the debt and a creditor is not going to wait for payment.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

My Sone Went to Jail and I Paid for His Lawyer on My Credit Cards.   Norman
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

My Sone Went to Jail and I Paid for His Lawyer on My Credit Cards. - Norman by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.