Latest Posts
Home > Ask The Get Out of Debt Experts > My Father Passed Away Leaving Bills and No Will. What Now? – Lynn

My Father Passed Away Leaving Bills and No Will. What Now? – Lynn

“Dear Steve,

Father recently passed leaving aroung 7000.00 in personal debt, no will , no assets ,no one in charge, only life insurance to cover services with me as survivor.

Who becomes resonsible for these bills. All in his name only. I was however on his checking accout to pay his bills, He deposited Just enough each month to cover them. What now?

Lynn”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Dear Lynn,

First off, I’m so sorry to hear about the loss of your father. The pain of losing a parent and then the stress of dealing with the bills only compounds the grief.

Here are two posts to read:

How to Handle Collection Calls For A Deceased Person’s Debt

Widow or Widower: How to Handle the Bills After the Death of a Loved One

You should do a couple of things right away. The first would be to order enough certified death certificates so you can send one to each creditor with a letter letting the creditors know what’s happened. This may do the trick.

Be sure you don’t use any of his credit cards after his passing.

The second big step would be for you to contact your local courthouse and ask about the process for people that die intestate, meaning without a will. Explain that your father had no assets to speak of and their might be a simple process in your area to wrap this all up quickly and inexpensively.

If your father was collecting social security, be sure to contact them as soon as possible. They don’t take kindly to paying out benefits for deceased people.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

My Father Passed Away Leaving Bills and No Will. What Now?   Lynn
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

My Father Passed Away Leaving Bills and No Will. What Now? - Lynn by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • http://twitter.com/DumbStupidDebt Emily Debt Crusher

    Sorry for your loss Lynn. Assets stand good for debts and if there are no assets, the debts of your late father will go unpaid. It’s a risk his creditors took when extending the credit. Do send them the death certificates and let them know there were no assets and there will be no probate.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.