Previously an alleged former employee of Rescue One Financial spoke out about a marketing practice that concerned them. See Alleged Former Employee Speaks Out About Rescue One Financial Loan Offers
I expressed concern to both Freedom Debt Relief, who was getting referrals from this, and Rescue One Financial about the marketing mailer and specifically asked both for evidence Rescue One Financial was a licensed lender as apparently required in the state of California where they are located.
No such documentation was provided by either party.
In fact a search today of the California licensing portal still shows no active lender license. You can check for yourself, here.
A tipster (send in your tips here) has sent me a recent copy of a similar mailer they just received.
While the mailer is not the same as I covered before, it has many of the same features.
As you can see, the debt relief company Rescue One FInancial is still marketing what appears to be a loan without any evidence they are a licensed and regulated lender.
The accusation before was that Rescue One financial was using this as a screening tool to entice people to call and then flip them into a debt settlement program and some of the leads were sold to Freedom Debt Relief, part of the Freedom Financial Network.
Even the language on the back of the mailer makes it appear this offer is for nothing more than a loan.
If a single consumer or certainly a pattern of consumers are flipped into a debt settlement program after receiving this mailer it certainly seems to substantiate the concerns of bait and switch previously shared.
Is Rescue One Financial a friendly lender or is their primary mission something else.
If we look at their “About” page it sure seems like the focus is on debt settlement. – Source
Even the response the tipster (send in your tips here) received from the company seems to support the loan agenda after she contacted the company from the mailer.
The tipster (send in your tips here) sent in this followup comment as well as a series of subsequent emails exchanged with the company.
This is a continuation of my previous tip. This lady just won’t stop. I just can’t believe it. If I’m not mistaken, when she responded to my first request to no longer be contacted, she broke the law. I would think at the very least that she certainly has with the subsequent emails. I am attaching the last communications not already included in my first report to you.
While I certainly don’t know if the customer service representative broke any law, apparently the customer service representative just can’t leave well enough alone and sent this followup email to the consumer.
I must admit, if that is the response of the “Senior Financial Consultant” of an AFCC and Inc 500 company, that is very disturbing. Why in the world would Marya Rodriguez say those things to a potential customer?
Thanks to our readers and tipsters (send in your tips here) this situation is still worth examining. The answers I’d like to know is where is the lending license for Rescue One Financial and is Freedom Financial Network still accepting leads from this possible bait and switch marketing. If so, is that really the hallmark of a stand up American Fair Credit Council (AFCC) company?