“Dear Steve,

I am also a victim of Appraisal Fraud Countrywide now BofA. Resident in Northern Virginia. Where can/should I turn to seek council for my area. Everything I’ve read was for either California or New York.

Your feedback regarding Real Estate Law Center was extremely valuable. I had a clue when the first “dump” of email correspondence was all about how they are paid, so I did some research first and found your article. Thanks again.

Now wondering if any agency or firm is on this (i.e. Appraisal Fraud Countrywide now BofA.) in Northern Virginia? Thanks again

VR”

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The Answer

Dear VR,

I certainly don’t want to see you become a victim twice over so keep in mind there are a number of companies claiming they will represent you for a fee. Beware, many of these outfits are busting a bunch of laws, including the Mortgage Assistance Relief Service rules from the FTC.

I think there are things you can do first to prevent yourself from becoming a victim again.

The first step would be to see if your situation is covered by the National Mortgage Settlement fund that was agreed to by a number of states. You can find out more information about the fund here.

The second stop should be for you to meet with a local real estate attorney in your area. I would suggest you make an appointment to sit down with them and review your situation.

If you had an FHA guaranteed mortgage you could also call the FHA fraud hotline and inquire what assistance they have in place.

FHA Fraud Reporting:

Telephone: 1-800-347-3735
Email: [email protected]

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

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