Post 2 years Chapter 7 – credit report shows discharge of mortgage. Want to stay here and pay off the house and eventually get title…
My Chapter 7 discharged unsecured debts more than 2 years ago. Unbeknownst to me it also discharged my primary residence mortgage. I have stayed current on the mortgage the entire time even though upside down still by a good amount on the house. I would like to stay here for the next 20 years, pay off the mortgage, and eventually get title/deed. Is that even possible? And what will I have to do to get title/deed since my credit report shows payments current but notes a discharge back in August 2010??
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