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I Worked in Dubai and Left a Loan Due There. I Now Live in Morocco. – Ayoub

“Dear Jon,

I lived & worked in Dubai for 3 years (2006-2009) I took a loan (Dhs100.000,00) and another one for (Dhs 69.000,00) to buy a car.

I left Dubai to Morocco (My Home country) with unpaid loans and a credit card debt of (Dhs 10.000,00). Last Year (2011) A lawyer in Morocco called me and treathened me if I didnd’t pay the money owed I will be tossed in jail here in Morocco.

I am affraid that perhaps Morocco & The U.A.E have an agreement. & I will be sent to jail for that.

is there a chance that the court here in Morocco will send me to jail if I fail to pay the amount paid?

what is your advice? I a looking for a solution.

best Regards.


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The Answer


To my knowledge and understanding, Morocco is not a part of the UAE, but as to what other ties they may have I am unsure. I know of no ties that would have you jailed in Morocco for debts in Dubai; but I would suggest seeking legal advice there where you are.

The real issue or concern is a lawyer in Morocco contacting and threatening you. Since it was 2011 when this occurred, has anything happened since then? Who is the lawyer, have you looked into who they are and what they do?

That is almost a year ago and I would think something would have occurred.

Can you afford to repay the debts or make payments?

Where is the car if it was one of the loans?

If the debt(s) were sold onto someone in Morocco, then they could collect them there using the laws set-up there.

My advice would be to speak to a lawyer there in Morocco, and you can also inquire with the police or courts as to if any warrants or court cases are outstanding against you.

Get back to me on this and let me know what you find out.



I Worked in Dubai and Left a Loan Due There. I Now Live in Morocco.   AyoubJon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.

If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.

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