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Don’t Be Fooled by This Vehicle Extended Warranty Mailer from Vehicle Protection Center

A tipster (send in your tips here) just sent in the mailer below and it’s a good opportunity to remind readers not to be fooled by extended warranty offers.

Below you will see a post card that is being sent to consumers that could be easily misinterpreted as a mailer from the vehicle manufacturer.

It looks very official and has a generic name on it, Vehicle Protection Center. I called the number on the card, 1-800-435-1130 and spoke with a representative that tried very hard to sell me extended warranty protection. He said that the Vehicle Protection Center handles Honda extended warranty service.

The representative does say that they are located in Saint Peters, Missouri on Mid Rivers Mall Drive. It appears to be this company.

While the postcard and sales representative insist that the company name is Vehicle Protection Center, that is actually a registered fictitious name for NRRM, LLC. NRRM, LLC is actually the consolidated company formed by Auto Warranty Protections Services, Inc. and National Dealers Warranty, Inc. Rudge Gilman was the president at the time of the consolidation and Nicholas Hamilton was the Secretary. – Source

It appears that both Gilman and NRRM appeared before on this site in Beware of Stop Repair Bills for Auto Warranty Contracts Says BBB.

The Auto Warranty Postcard

Dont Be Fooled by This Vehicle Extended Warranty Mailer from Vehicle Protection Center

Dont Be Fooled by This Vehicle Extended Warranty Mailer from Vehicle Protection Center

Before you elect to accept any such offer to sell extended vehicle warranty coverage to you, it is important to be aware that the offer does not come from your car manufacturer and there is no evidence it is supported or honored by the manufacturer.

Make sure that you receive a copy of the coverage terms and conditions before you give up any personal information or sign on the dotted line. If you want to compare the cost versus benefit, take the details on the coverage to the place you normally have work on your vehicle done and ask them if they would accept such coverage.

I would recommend that anyone considering using such a company should read How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off.

Dont Be Fooled by This Vehicle Extended Warranty Mailer from Vehicle Protection Center
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Maani

    Just so you know, I received this today – and I have never, ever even owned a vehicle! So apparently they are not mailing it to just about anyone. Beware!

  • Schae

    I just received the very letter that is described in the article. I KNOW for a fact that the warranty on my vehicle has NOT expired because I just had my vehicle serviced recently for a recall repair and the dealership confirmed that I still have the warranty (and the extended warranty).

  • Victim
  • Oab

    I have repeatedly called this company to be removed from mailings, and they ask for mileage and try to divert you. I was told ‘well it will be unfortunate when you unexpectedly break down.’ Finally hung up after he refused to ‘remove’ me, and called back, to the same person (‘Ryan’) answering and intermittently putting me on hold. After I refused to divulge mileage or any other details he told me ‘I was removed,’ although I don’t believe it again. Definitely contacting BBB this time.

  • Doneine

    I got the post card and I unfortunately fell for it. It sounded so official. I’m embarassed because I don’t usually fall for things, but being the caregiver for my husband who is a stroke victim, I needed assurance that my car was under warranty for a continued amount of time. What can I do now? If they were deceitful, does the contract hold? They lied. About a month after receiving the contract, I found my original warranty card that stated it didn’t expire until 2017. I’m at a loss of what to do.

  • John

    This is a classic case of being deceitful. It’s also a glaring reason why thousands of people do not trust extended warranty providers. Check out, which is a new extended warranty company that’s leading with transparency.

  • Andy_Beatgozon

    The dude gave me no details about their service and most importantly kept asking for my credit card number. I finally told him he was pizzing me off and I hung up They want $5393 minus $100 deductible per occurrence for 6 years.That’s a lot of repairs and I have never spent that much for any car I’ve owned.

  • Rusty K.

    Well,I’m the latest to experience this and I was almost sucked into this whole thing.Official looking letter and my guess was with a letter like that it must have some importance to it…lol I looked it over and it sounded pretty good but I had a couple of weeks deadline to act so I decided to call the fine folks at Vehicle Protection Center(1-800-443-7038 was the number) this Saturday morning on my Samsung phone.Make a long story short,it started off convincing w/ the service rep. I was talking to and was already to commit.Then he quoted the price I had to pay per month and year which was a bit steep and told him I couldn’t quite afford the monthly.That’s where he got a little aggressive in his manner offering me an immediate discount on the spot and tried to talk me down.Well not liking “pushy” but not wanting to be “rude” I told him I will get back with him on the discount but he only got worse so I just hung up.What really kicked me in the ass was I didn’t think this was a scam until I looked up this Vehicle Protection Center on Google AFTER I made the call.A real case of feeling stupid just kicked in and I just shook my head.Why didn’t I look this up before?It was by accident that I didn’t fall for this crap.Bullet dodged.

    • Steve Rhode

      If you still have a copy of the letter they sent, please upload it to me at

      • Rusty K.

        I tried twice to submit mp4 video but couldn’t get it through for some reason.

      • Steve Rhode

        How about a scan or picture?

  • M W

    I just received this flyer in the mail last week and thought it to be strange since my warranty through the dealership expired last year and I did not renew. I called the number today and the guy was very pushy trying to get me to purchase this warranty and would not let me get off the phone after I told him at least five times that I would think about it and call him back. He kept saying, “What is there to think about?” He was also trying to make me feel stupid if I didn’t purchase it. I finally had to hang up on him and decided to do some research. The new number on the flyer is 1-800-466-1548.The whole thing seemed shady from the get go. Glad I went with my gut!

  • cj

    Thanks for the leg-work. I apreciate it!

  • gyrfalcon

    How do they get the make, model and year of your vehicle?

  • Robert Platt Bell

    Great Article, Steve!

    One way I look at these deals is this: If they use a minor deception to get you to do business with them, where is the relationship going from there?

    These cards are made to look official and sound like they are from your dealer or manufacturer – they aren’t. A big lie? No, just a minor deception.

    But if they are willing to deceive you to get you to call, what else are they willing to do?

    A factory extended warranty is best – but expensive. They are marked-up heavily, so negotiate on price.

    And beware – some dealer salesmen will try to sell 3rd party warranties, saying they are “just as good as” factory warranties – they are not. But they are more profitable for the salesmen.

    3rd party extended warranties are rife with fraud. Most go bankrupt every few years, leaving the policy holders with nothing. Even the “legitimate” ones rarely pay out – or make the process so difficult to deal with that they never pay.

    I inherited one on a boat I bought. When it broke, they never answered the phone, and writing to them produced no results whatsoever. My only recourse was to sue them, and the costs made that a non-starter.

    I don’t think extended warranties in general are worthwhile. But if you do get one, get a FACTORY one – otherwise you are just throwing money away.

    Great Posting! Keep up the good work!

    • Steve Rhode

      You are absolutely right about the 3rd party aftermarket warranties sold by some dealers. Big profit center.

      Always best to ask for a manufacturers extended warranty if that’s what you want.

      Basically an extended warranty is a bet by both parties that the vehicle will or won’t need future repairs. By their very nature the price of the extended warranty is more than the estimated repair costs for the vehicle. That’s how the sellers of such products make a profit.

      I do happen to have a success story with a Lincoln extended warranty. We bought a used car and took out the manufacturer extended warranty. The engine developed issues and had to be replaced. It cost me a total of $50 and best yet, when we sold the car Lincoln refunded the remainder of the extended warranty term.

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