In February 2012 I filled for an Offer In Compromise with Georgia Department of Revenue. I am a nursing student and I am not employed. I received a call from the State Department wanting me to make payment arrangements for $50.00. I explained that paying $50.00 a month will cause a hardship and is not feasible since I am living off of student loans.
My offer was for $1,000.00 (obtained from my life insurance) and the balance at the time was $2,300.00. My offer was denied. I contacted the taxpayer advocate in May, after giving me the run around she requested that I fill out another application, and it was months and months and in August it passed down to someon else and September my offer was denied again because I refused to make payment arrangements.
I was told to contact them after I graduate and we can work out another payment arrangement. At this point, I had exhausted my Stafford Loans and I need Private Loans to pay for my education. With the tax lien on my credit I cannot get a loan nor do I have a co-signer.
I am asking two questions: How to take care of my tax lien and where can I go for Private Loans to continue my education?
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.I Can't Get a Private Student Loan to Finish My Nursing Degree With a Tax Lien. - Shelia by Steve Rhode