Latest Posts
Home > Ask The Get Out of Debt Experts > I’m Judgment Proof But They Keep Trying to Sue Me. – Anita

I’m Judgment Proof But They Keep Trying to Sue Me. – Anita

“Dear Steve,

went judgement proof in 2008, haven’t had no problems till lately.

within the month a process server came to serve legal papers but I am in a wheelchair and did not get to door before he left
he will be back….in 2009 i reicieved a default judgement in the mail, now they are comingto my home. I am unable to go to court,no transportation,debilitateing desiese getting worse
how do i handle this problem, I am not trying to hide, i am unable to go to court……how long is a judgement in CO?
when does this end????????

Anita”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Dear Anita,

The phrase “judgment proof” is misinterpreted by many. It does not mean you can’t be sued. It just means when you are sued and lose your assets are exempted from being attached to satisfy the judgment.

I am not a lawyer but I looked for some information online to try and answer your question. According to one site, in Colorado, “A judgment lien expires after seven years, but the creditor can renew the judgment lien to keep it intact. Thus, it can last forever in some cases.” – Source

If you have no assets and want all of this to go away, you can either file bankruptcy to discharge all of your past obligations, including the judgment, or just ignore it all. Ignoring it will just leave you in the same spot you are in now.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

Im Judgment Proof But They Keep Trying to Sue Me.   Anita
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

I'm Judgment Proof But They Keep Trying to Sue Me. - Anita by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.