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Will I Get Arrested in Saudi Arabia Because of My Bad Debt in Dubai? – Don

“Dear Steve,

I’m credit card debt and one PDC loan and one monthly payment loan. I’ve lost my job in dubai. I’m currently in dubai and i have informed banks with the same situation and have already provided them with termination letter copy. I’ve been offered a role in Saudi arabia. I’ve every intention to pay every penny to the respective banks.

1) If i travel to Saudi can i get arrested?
2) Can i pay from Saudi to respective banks?
3) If i pay from Saudi to respective banks, after settling all dues will they provide me with zero liability letter?
4) Can i travel to Saudi from dubai?

Don”

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The Answer

Dear Don,

Saudi Arabia is a member of the Gulf Cooperation Council (GCC) states. They include:

  • Bahrain – or Kingdom of Bahrain
  • Kuwait
  • Oman – or Sultanate of Oman
  • Qatar
  • Saudi Arabia – or Kingdom of Saudi Arabia (KSA)
  • UAE – United Arab Emirates

So technically it is possible that if your UAE bank files a police report and issues an arrest warrant that you could be arrested in Saudi Arabia since there is cooperation among GCC members.

Ultimately the answers to your questions depend on the arrangements you negotiate with your banks. If you can work out a mutually agreeable repayment plan and you can get it in writing then your fears should be eliminated.

If however you leave Dubai and go to Saudi Arabia and one or more of your Dubai creditors files charges against you for missed payments, which they can certainly do, then you face uncertainty in Saudi Arabia and travel in the GCC countries.

The debt situation on Dubai is very arcane in a modern world. There is little allowance for repayment outside of the agreed to contractual terms and without any consumer bankruptcy provisions it is a reality that some people do end up in jail for unpaid debts.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

Will I Get Arrested in Saudi Arabia Because of My Bad Debt in Dubai?   Don
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Christie

    I left my job in Abu Dhabi for what I thought was a better contract in Kazakhstan. Unfortunately that contract fell through for myself and 20+ other people. I returned to Abu Dhabi to look for work but was unsuccessful and had to return to Canada before my visitor’s visa ran out. I have been looking for work ever since. I had left some money in my checking account to cover a few months of payments on my loan and credit card but that is gone. I recently sent $7000 from Canada to the United Arab Bank as they are threatening me with legal action. I have contacted them several times trying to come to an agreement but they are unwilling to negotiate. They said that if I do not pay the amount in-full that they will place a black mark on my passport and I will not be able to travel anywhere in the world. Is this true?

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