I’m a sophmore in High School in Idaho USA , I have a job that i work at least 6 hours on friday and saturday at minimum wage (7.25 in Idaho I believe) and I have been saving 100 dollars each paycheck that I recieve every 2 weeks in savings in my bank account. I have a debit card and almost always leave less than 100 dollars in the checking account so I don’t overspend- unless I make a really big purchase which is very rare. I have a permit and no car.
I have 2 1/2 years until I am 18 and can legally leave my parents household. I would like to go to college and have a apt., car, cellphone, internet, computer, etc. My biggest issue is I want to stay debt free throughout all of this and afterwards. I would really like advice on how to do that. I would like to get a car right now, but it costs alot of money so I don’t know if I should wait, and how long I should wait if I do. So what is a good game plan to make these goals happen?
Thanks for your help!
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.I'm a High School Student. How Do I Stay Out of Debt? - Eliz by Steve Rhode