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Home > Scam Reporter > USA Payday Loan – Consumer Complaint – February 9, 2013

USA Payday Loan – Consumer Complaint – February 9, 2013

Consumer Statement:

On Thursday, February 7, 2013, I was applying for PayDay loans online. I connected with several, but did not secure a loan.

During the course of my search, I received an inbound call from the phone number (872)588-4088. The gentleman on the line said he was calling from USA PayDay Loan in response to my online applicaton for a PayDay advance.

He said due to an internal issue with their server that they were not sure if everything was transmitted correctly and asked me to verify the information that they had. I verified everything, including my bank routing number and account number. They said they were going to verify my information and call me back. When they called back, they said I had been approved for a $3500 loan, but that I would need to send the first payment of the 12-month loan in the amount of a little over $360.00 and that I had to transfer it to them via a Prepaid Reload Card.

I purchased a Vanilla Network Reload Card from a CVS s tore located at 220 E. Madison St. in Tampa, FL, (813)228-0175. It was purchased on February 7, 2013 at 1:27 PM. I then called USA PayDay Loan, was transferred to their Processing Department, and was asked for the Pin Number on the back of the card, which I provided.

They said they would verify the funds and call me when my loan was transferred/deposited in my bank account. When I checked with my bank and there had not been a deposit, I called USA back again and was told that the loan was on hold because I had a poor credit rating and would have to pay another $274.00 for them to release the loan to my account.

Red flags were everywhere, so I decided to check further into the company and found numerous complaints filed for the exact same scam. I called them back to get a refund and was told the funds were on hold and could not be released until at least Monday, February 11, 2013. I said that if I didn’t have the funds in my account within 24 hours that I was going to contact the police, The Internet Crime Complaint Center which is partnered w/FBI, and The National White Collar Crime Center.

He then said he would have me arrested for not paying the additional $274.00 and hung up on me. I had my boyfriend, Jim Patterson, call and he was hung up on as well. I then went to my bank and closed my checking account because it was compromised and opened a new account.

Consumer Action Taken:

See above

Date This Problem Happened: February 8, 2013

State You Live in: Florida

Race/Ethnicity: White

Age Range: 21-35

Total Amount of Fee Paid: $370

Company Name: USA Payday Loan

Company Address:

1608 S. Ashland Ave. #65155
Chicago, Illinois 60608-2013

Company Telephone Number: 872-588-4088

Website of Company:


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USA Payday Loan - Consumer Complaint - February 9, 2013 by

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Consumer
This is information that was submitted by a third party and not generated by GetOutOfDebt.org or Steve Rhode.
  • Mrs Barbara Arnold

    Hello Every One,
    My Name is Mrs Barbara Arnold, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mr Potter Mark who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $35,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Potter Mark and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via [email protected] and i want you all to pray for this man for me

    THANKS

  • William

    Dear Applicant

    We want to let you know that we have the calling from the Lord to help those who are in need of loan, We offer loan at 2% interest rate, with the ranging of $5,000.00 to $10,000,000.00 Max, school loan, church loan, business loan, investment loan, to clear your debts/bills loan, real estate loan and many others loan procession to individuals, companies, Realtors, corporate bodies and establishment.

    If interested do contact our account department for more details: [email protected] with your full names, contact address, loan amount needed and mobile number.
    Sign
    Management.

  • Mr Mark Edwin

    Good Day,
    Are you in need of financial assistance? Have you thought of obtaining aloan? Probably you have been turned down by your local banks in quest of getting a loan. Search no further, we are currently offering long and short term loans to the public at large. We can help you with a loan at a very low interest rate. Contact us now via:[email protected] with the following information’s below:

    Full Name……..
    Sex…………..
    Age………….
    Phone Number….
    Country……….
    Amount Needed …
    Loan Duration….
    Monthly Income….

    Hope to hear from you soon.
    Best Regard.
    Mr Mark Edwin

  • Becky Daniel
  • Mrs Barbara Harden

    My Name is Mrs Barbara Harden
    Please be careful there every one, nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Jame Hook Loan Officer,I was referred to by my cousin,who is by name,Mrs Esther. They made my life a valuable one,and gave it a meaning.I was approved loan of $51,000.00 USD,AND IN 4 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan firm at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it , little did I know that my financial shortcomings has come to a final halt .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life because at that point in time I just divorced the father of my son,and my son (Kennett) was faced with a ” between life and death ” situation ..I was faced with his hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won’t be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial help,but are there to impersonate real loan lenders through their phone numbers and email accounts,and acting to be them where necessary to those in real need)…I couldn’t comment on your post because it was a public place and I fear you would fall into the hand of all these fraudulent loan officers (even in US) like how they ripped me off.You must be able to convince me real hard,and provide good proofs,before I can give you the full details of this legitimate loan officer..Their charge is very affordable and reliable compare to many out there,their interest rates just 3%,little documentation,and little credit check(irrespective of your credit score,but you MUST have a good and liable income source) Feel free to email him via Email: [email protected] ” and you will be free from scams and get back to your feet.

    Thanks to you all.

    Mrs Barbara Harden

  • Mrs Walter Kerter,

    My Name Is Mrs Walter Kerter, From USA, An X-Scam Victim and how i get back on my feet and be a personal business owner with cars and landed properties…. This is to announce to the general public about a legitimate lender online.

    HERE IS MY SUCCESS STORY:

    I was in a critical search of a genuine loan lending company were i can obtain a loan of $150,000.00USD some lender’s that Came to me sheep clothing i never know they where fraud until i was given the terms of their loan and i agreed eventually i was scammed they scammed me of my hard earn money up to four lender’s that scammed me the sum of $32,000.00USD and i though that all is over that there can never be any other genuine lender until my Husband’s Friend Mr. Garrett Lugard the general manager of Cotsat and cotsat company told me that there is a genuine lender that he obtained a loan of 1.5 Million Dollars At 3% interest rate From that makes him own a private business and a house of his own he Referred me to a company Mr.Jame Hook Loan Company ,E-mail: [email protected] Where he obtained the loan of ($1.1 million Dollars) i told them how referred me to them i applied for a loan of $180,000.00USD after my application and i sent to them the useful information for them to process my loan after 4hours i received a notification From their company that my loan has been approved and processed in the next 4hours my loan of $180,000.00 Dollars was transferred into my account. And i promise them for coming to my rescue i am going to spreed the good news to the entire world ABOUT JAME HOOK LOAN COMPANY IS THE BEST IN THE WORLD.

    And tell them, i

    Mrs Walter Kerter, referred you to them and your wish will be fulfilled…

    Mrs Walter Kerter,

  • Mrs Wiabat Loara

    Hello Every One,

    My Name is Mrs Wiabat Loara, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mr Jame Hook who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $35,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Jame Hook and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via:[email protected] and i want you all to pray for this man for me

    THANKS

    Mrs Wiabat Loara,

  • barbara rhodes
  • stephanie

    i want to testify of the good work of prophet Chua Isaac who helped me
    got the loan i needed just in less than one week. I read an article of
    someone who testified and gave out his email address i contacted him and
    he told me to get some materials which i got then i contacted my
    account officer who has been telling me to pay for one thing or the
    other i finally got his attention and he responded to me now i have
    gotten the loan and am happy.so if you know that you are passing through
    difficulties getting a loan just contact him on his email (prophetchua @ gmail . com) for more information contact me on stephanievcent @ yahoo .com

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