I am also inquiring about the First National Bank Of Omaha’s First Solution Debt Program. I have good credit and income, homeowner and just refinanced my home and saving the same amount that the new payment will be. So i should be able to still put additional money into savings every month.
I too have quite a bit of unsecured credit card debt ($19K) that I pay on every month. I received the offer from FNB Of Omaha and decided to give them a call. After speaking with the loan officer on the phone, I decided to go ahead and proceed with the application process. She approved my request and offered me a 36-72 month term loan @ 10.99%.
I am reluctant to go ahead with the offer as it sounds too good to be true. There are no fee’s (with the exception of late fee’s etc.) associated with this loan, no pre-payment penalty nothing.
My question is, should i go ahead with the offer and if so should I do the longer term as it will reduce the payment, and still allow me to pay-off the debt quicker if I can?
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.Should I Go Ahead With the First National Bank Of Omaha's First Solution Debt Program? - Earnest by Steve Rhode