I live in Texas and I am currently in debt of about 20K with two credit cards.
My husband doesn’t know about my debt.
I need advice regarding consolidation. I’ve been getting letters (at my mothers house, whose address I’ve never used for anything) saying they are reps of the govt and can cut my debt in half by consolidation.
I believe they are scammers because they are not mailing to my house, but to my mothers. What worries me is that they reference the amount I owe, and although not exact, its close.
How would they know? anyways, is there a way to do a consolidation without it affecting my husband, where I can make one payment to someone and have them pay the cards? Will this lower my credit score, which is good? any any help is so greatly appreciated.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.Scammers are Sending Me Debt Settlement Mailers. - Maria by Steve Rhode