I AM RETIRED LIVING MOSTLY ON SOCIAL SECURITY. I USE TO WORK PART TIME, 20 HOURS A WEEK, DO NOT ANYMORE. I HAVE AN RV, TRYING TO SELL HOUSE AND GO FULL TIME RVing. Mike
I RECEIVED A FLYER IN THE MAIL THAT I AM PRE-QUALIFIED UP TO $45,000 WITH RESCUE ONE. (Fixed monthly payment) respond by March 29th, 2013. IS THIS A LEGITAMENT COMPANY TO DEAL WITH AND HOW WOULD I KNOW, WHOM WOULD BE BEST TO CONSOLIDATE WITH BESIDES THE BANK?
I previously wrote about a Rescue One mailer claiming people were eligible for unsecured loans. See Rescue One Financial Still Sending Disturbing Mailer.
There are a number of concerns about the Rescue One mailer. The last time I checked they were not a licensed lender in California. And the most common feedback I hear from consumers is they think they are getting a loan but the salesperson will call the next day and say they did not qualify and now need to consider a debt settlement program.
You might want to read Alleged Former Employee Speaks Out About Rescue One Financial Loan Offers.
I would recommend that anyone considering using such a company should read the following fee guides.
- The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
- How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off
There are straight peer-to-peer lenders out there like LendingClub.com that if you are rejected for a loan you would not be sold an alternative product.
Ultimately it’s you call on what to do.
I would be most appreciative if you would upload a copy of your mailer for me to review. You can upload it here.
Bonus Video Answer
Please post your responses and follow-up messages to me on this in the comments section below.Rescue One Says I Am Pre-Qualified for a Loan. Is That a Scam? - Michael by Steve Rhode