My wife and I both became disabled and she had to go on Social Security Disability in 2008 and I had to go on Retirement/Disability from the US Department of Defense Civil Service in 2004. Needless to say our incomes dropped substantially and we could no longer afford our credit card debts.
My wife received a letter from Portfolio Recovery Associates LLC, through a firm out of Philadelphia, PA named Blatt, Hasenmiller, Leibsker, & Moore, LLC stating they have filed a Civil Action against her in the Court of Common Pleas in Lackawanna County, PA.
It states that she is in default because you have failed to enter a written appearance personally or by an attorney, and that unless she acts in ten days from the letter a judgment may be entered against her without a hearing and you may lose your property or other important rights and that we should contact an attorney at once.
She called the agency in Philadelphia and they said she owed $650.00 and that they would accept $50.00 per month and review the case in August due to our circumstances.
Is this legal in PA and what would happen next if we don’t get an attorney or start paying on the debt to this company?
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.Portfolio Recovery Associates Sued My Wife on Disability. - Frank by Steve Rhode