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I Am So Frustrated With Oak View Law Group. – Mara

“Dear Steve,

I signed up with Oak View Law Group (OVLG) in November as I had 7 short loans in the amount over $3,000.

I live in New York State. I was trying to help my daughter when she lost her job last summer so I borrowed all this money. Unfortunately I was not able to pay the loans.

When I signed up with OVLG I was under impression that they will negotiate and lower the principals but instead my debt grew almost double.

All this months from November to now loan companies were still charging extra fees every 2 weeks.

I am so frustrated that the settlement with OVLG is making my situation even worse. Then I search for law and get across to one website where I learned that in New York Online Payday Loans are not permitted.

So I told my case manager at OVLG how can you not know that? I feel that they work alone with these short loan companies.

I told him that I still want to pay them only principal to have clear conscience. So far nothing happen.

I know that OVLG is charging a lot of fees while they work on settlements. So far I only paid 1 loan and still have other 6 which are doubled from November. I need you legal advice.

Please help me!

Thanks.

Mara”

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The Answer

I Am So Frustrated With Oak View Law Group.   Mara

Dear Mara,

It is certainly understandable that you should be frustrated. Based on what you shared, it does appear that some advice and an approach to dealing with your payday loans in New York State would be a logical first step.

And I agree that debt relief companies need to do a thorough job of screening incoming debt for that debt that might be uncollectible or out of the statute of limitations before developing a repayment plan or enrolling it.

According to the New York State Department of Financial Services, “Payday loans are illegal in New York State. It is a violation of New York State law to make payday loans in-person, by telephone, or over the Internet. It is also illegal for a debt collector to collect, or attempt to collect, on a payday loan in New York State.” – Source

To File a Complaint With New York State on the Payday Loans

Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York or to New York residents, or if a debt collector is seeking to collect on a payday loan in New York.

The State should intervene for free in this matter if you were made a payday loan in New York State or a collector is attempting to collect.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

I Am So Frustrated With Oak View Law Group.   Mara
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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