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National Housing Advocates Says They Can Modify My Mortgage if I Pay. – Reesa

“Dear Steve,

National Housing Advocates- assists with obtaining loan modifications and lowering principles.
They say I definitely qualify for their help services because I’m upside down in my mortgage.
They only guarantee that they will help me with the paperwork and obtaining mortgage assessment report

Their fee is $3500, and there was no mention of a money back guarantee.

Are they a reputable company, and what is their success rate?

Have you heard from anyone who has used their services, if so, how were they rated?

Reesa”

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The Answer

National Housing Advocates Says They Can Modify My Mortgage if I Pay.   Reesa

Dear Reesa,

Save your money and call a free HUD Housing Counselor first.

I’ve yet to see a significant number of people get the promised benefits from many mortgage modification companies. In fact the FTC says companies should not charge an advance fee. See the Mortgage Assistance Relief Services Rule.

Also read How Not to Get Scammed by a Mortgage Loan Modification Company.

I would recommend that anyone considering using such a company should read the following fee guides.

  1. The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
  2. How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off

Bottom line, I’m deeply skeptical.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

National Housing Advocates Says They Can Modify My Mortgage if I Pay.   Reesa
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • http://twitter.com/YourAvenger Chris Livingston

    Totally agree with Steve! This sounds just like a number of outfits I’ve run across that will say anything to get your money. Then they may or may not make a reasonable effort to modify your mortgage, which is extremely unlikely to work. Save your money and call for free help.

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