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	<title>Comments on: Dave is in a CCCS Credit Counseling Program But Feeling Hopeless</title>
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	<link>http://getoutofdebt.org/5135/dave-is-in-a-cccs-credit-counseling-program-but-feeling-hopeless</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>By: Billy</title>
		<link>http://getoutofdebt.org/5135/dave-is-in-a-cccs-credit-counseling-program-but-feeling-hopeless#comment-1301</link>
		<dc:creator>Billy</dc:creator>
		<pubDate>Wed, 10 Dec 2008 16:33:50 +0000</pubDate>
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		<description>As for settlement options, there is a process that protects you from tax liability while achieving better results in negotiations called Debt Validation and Resolution.  It contains components of typical debt settlement with some key differences and strengths.  A budget appears to be in order as your liabilities do not appear to overpower your income levels.</description>
		<content:encoded><![CDATA[<p>As for settlement options, there is a process that protects you from tax liability while achieving better results in negotiations called Debt Validation and Resolution.  It contains components of typical debt settlement with some key differences and strengths.  A budget appears to be in order as your liabilities do not appear to overpower your income levels.</p>
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