Current on my first, discharged both 1st and 2nd mortgage in chapter 7, Chase charged off my 2nd,
I have the money to pay Chase and bing my loan out of default. Since they charged off my loan they will not cure the default. I received a letter on 3/1/13 saying I had 35 days to cure. My 35 days are up tomorrow. I want to keep the home and I am afraid they will foreclose since there is enough equity in the home so that both notes would be paid in full.
I did include both mortgages in my Chapter 7 and did not reaffirm the loans however I want to keep my home. Is there anything I can do since I have the letter saying I had 35 days.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.My Chase Bank Second Mortgage Was Discharged in My Bankruptcy and Charged Off by Steve Rhode