I am now a 52 yr. old medically retired policeman. I have been retired for now two years, I always worked secondary security jobs as most police do, so I accumulated a lots of debt, vehicles, etc. I was claimed disabled for health reasons, and I had disability insurance on my vehicle. Now since I was forced to take the medical retirement or a serious cut in pay, my lifestyle is suffering. the insurance company now is saying they will stop paying my car note even though I am rehabilitating myself, “back in school” to try to find new employment,
For my debts, should I file bankruptcy, especially because the vehicle is 15,000 in the rears because the insurance company no longer wants to pay the disability. I even got a possible repossession notice if I don’t pay the 15,000 by the end of the month. help.
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