Sonia wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
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“Dear Steve,
Why do all the web sites you go to say you can get a free credit report but all of them ask for a credit card. I don’t have a credit card so where can I go to get a free credit report?
Sonia”
Dear Sonia,
You can get a free copy of your credit report online at AnnualCreditReport.com without a credit card. Just to make sure you still could get a free copy this way I went to the site and got mine. And thanks to you I found a couple of items I needed to dispute. Using the online links I was able to do that online.
You can also get your free credit report by telephone. Call 1-877-322-8228 or by mail. You’ll need to print out this request form and send it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
