Reta wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
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“Dear Steve,
Mortgage company disappears without claiming foreclosure, violated RESPA, never contacted us after obtaining the loan, never sent monthly statements, contacts us after we find them, then tells us they will work out a plan, we send in a payment…3 weeks later they send it back, say they are filing bankruptcy, and never did, and now its been 2+ years…what can I do to eliminate this from my title and not pay any taxes on the now disappeared mortgage?
Reta”
The Answer:
Dear Reta,
What a nightmare it has been for you. At this point, and with these many issues surrounding your real estate title and property I think you really have no other logical choice than to seek the assistance of a real estate attorney licensed in your state.
This is such a mess that it is going to take a professional to fix it so you can get a clear title to your property at some point.
