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I am a College Student With Credit Card Debt. – Alicia

Alicia

“Dear Steve,

I am currently a college student that has already acquired over 7,000 in debt with credit cards, medical bills and tution. I am currently owe more than I make and I have been trying to find a new job so I can get myself out this mess.

What is the best way out of my debt situation without ruining my credit?

Alicia”

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The Answer

 

Dear Alicia,

The only way out of your situation that would not make a mark on your credit would be to pay at least the minimum payment on your credit card on time each month.

Anything intervention outside of that or paying the balance in full can have consequences and lower your credit score and show up on your credit report.

Keep looking for the new job to increase the amount you can pay each month and for goodness sale, don’t add any more debt to your already large balance.

Big Hug!

I am a College Student With Credit Card Debt.   Alicia
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Student Credit Card

    I guess in the next few months until you have settled your debts, you will have to pay for everything in cash, unless you can pay out fully if you use your credit cards.

  • http://www.buildingcreditforstudents.com/reviews/ Student Credit Card

    I guess in the next few months until you have settled your debts, you will have to pay for everything in cash, unless you can pay out fully if you use your credit cards.

  • http://www.debtassist365.com how to get out of credit card debt

    An interesting read – some good tips here

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