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	<title>Comments on: Should We Use Freedom Debt Relief or an Attorney to Help Us With Debt Settlement? &#8211; Debbie</title>
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	<link>http://getoutofdebt.org/5533/should-we-use-freedom-debt-relief-or-an-attorney-to-help-us-with-debt-settlement-debbie</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>By: Steve Rhode</title>
		<link>http://getoutofdebt.org/5533/should-we-use-freedom-debt-relief-or-an-attorney-to-help-us-with-debt-settlement-debbie#comment-26244</link>
		<dc:creator>Steve Rhode</dc:creator>
		<pubDate>Wed, 08 Sep 2010 16:32:45 +0000</pubDate>
		<guid isPermaLink="false">http://getoutofdebt.org/?p=5533#comment-26244</guid>
		<description>I don&#039;t have any affiliate agreements with debt settlement companies. You can see all my relationships in the &lt;a href=&quot;http://getoutofdebt.org/terms&quot; rel=&quot;nofollow&quot;&gt;site terms&lt;/a&gt;.&lt;br&gt;&lt;br&gt;Steve</description>
		<content:encoded><![CDATA[<p>I don&#8217;t have any affiliate agreements with debt settlement companies. You can see all my relationships in the <a href="http://getoutofdebt.org/terms">site terms</a>.</p>
<p>Steve</p>
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		<title>By: Steve Rhode</title>
		<link>http://getoutofdebt.org/5533/should-we-use-freedom-debt-relief-or-an-attorney-to-help-us-with-debt-settlement-debbie#comment-78592</link>
		<dc:creator>Steve Rhode</dc:creator>
		<pubDate>Wed, 08 Sep 2010 16:32:00 +0000</pubDate>
		<guid isPermaLink="false">http://getoutofdebt.org/?p=5533#comment-78592</guid>
		<description>I don&#039;t have any affiliate agreements with debt settlement companies. You can see all my relationships in the &lt;a href=&quot;http://getoutofdebt.org/terms&quot;&gt;site terms&lt;/a&gt;.

Steve</description>
		<content:encoded><![CDATA[<p>I don&#8217;t have any affiliate agreements with debt settlement companies. You can see all my relationships in the <a href="http://getoutofdebt.org/terms">site terms</a>.</p>
<p>Steve</p>
]]></content:encoded>
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		<title>By: Joe Griffith</title>
		<link>http://getoutofdebt.org/5533/should-we-use-freedom-debt-relief-or-an-attorney-to-help-us-with-debt-settlement-debbie#comment-26242</link>
		<dc:creator>Joe Griffith</dc:creator>
		<pubDate>Wed, 08 Sep 2010 16:25:21 +0000</pubDate>
		<guid isPermaLink="false">http://getoutofdebt.org/?p=5533#comment-26242</guid>
		<description>I see you have afilliate links on your website, I have found another site curadebt that pays $450 per sign up with on going monthly residuals if you are interested in adding it to your site to add revenue. &lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://www.commercialdebtcounseling.com/affiliate.shtml?a_=4c8398a752757&amp;b_=bae3542c&quot; rel=&quot;nofollow&quot;&gt;http://www.commercialdebtcouns...&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>I see you have afilliate links on your website, I have found another site curadebt that pays $450 per sign up with on going monthly residuals if you are interested in adding it to your site to add revenue. </p>
<p><a href="http://www.commercialdebtcounseling.com/affiliate.shtml?a_=4c8398a752757&amp;b_=bae3542c">http://www.commercialdebtcouns&#8230;</a></p>
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		<title>By: Joe Griffith</title>
		<link>http://getoutofdebt.org/5533/should-we-use-freedom-debt-relief-or-an-attorney-to-help-us-with-debt-settlement-debbie#comment-78590</link>
		<dc:creator>Joe Griffith</dc:creator>
		<pubDate>Wed, 08 Sep 2010 16:25:00 +0000</pubDate>
		<guid isPermaLink="false">http://getoutofdebt.org/?p=5533#comment-78590</guid>
		<description>I see you have afilliate links on your website, I have found another site curadebt that pays $450 per sign up with on going monthly residuals if you are interested in adding it to your site to add revenue. 
</description>
		<content:encoded><![CDATA[<p>I see you have afilliate links on your website, I have found another site curadebt that pays $450 per sign up with on going monthly residuals if you are interested in adding it to your site to add revenue.</p>
]]></content:encoded>
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		<title>By: Not a Freedom Financial Fan</title>
		<link>http://getoutofdebt.org/5533/should-we-use-freedom-debt-relief-or-an-attorney-to-help-us-with-debt-settlement-debbie#comment-23204</link>
		<dc:creator>Not a Freedom Financial Fan</dc:creator>
		<pubDate>Thu, 01 Jul 2010 23:44:23 +0000</pubDate>
		<guid isPermaLink="false">http://getoutofdebt.org/?p=5533#comment-23204</guid>
		<description>Dear Debbie,  Under no circumstances should you go with Freedom Debt Relief/Freedom Financial Network!!!!!!  I just terminated there services earlier this year and they have scammed me out of over $9,000.00.  Not trying to scare you but I plead with you do not go with them.  You will be in worse shape than what you started with.  Get a consult with a bankruptcy attorney (check your state bar association and state attorney generals office for leads to a reputable attorney)or call National Credit Card Counseling.  What happened to us with Freedom Financial is the following:  We were sued by chase, they did not make a payment with chase and put us into final judgement, they settled two of our accounts for higher balances than what we started with.  Our credit report is a complete disaster.  Another idea for you is to go to Oprah.com and look at the debt diet series she just did.  It is wonderful.  Check the internet for all the lawsuits and complaints against Freedom Financial.  It is unbelieveable and check with your state attorney&#039;s office.  Best of Luck to You!!</description>
		<content:encoded><![CDATA[<p>Dear Debbie,  Under no circumstances should you go with Freedom Debt Relief/Freedom Financial Network!!!!!!  I just terminated there services earlier this year and they have scammed me out of over $9,000.00.  Not trying to scare you but I plead with you do not go with them.  You will be in worse shape than what you started with.  Get a consult with a bankruptcy attorney (check your state bar association and state attorney generals office for leads to a reputable attorney)or call National Credit Card Counseling.  What happened to us with Freedom Financial is the following:  We were sued by chase, they did not make a payment with chase and put us into final judgement, they settled two of our accounts for higher balances than what we started with.  Our credit report is a complete disaster.  Another idea for you is to go to Oprah.com and look at the debt diet series she just did.  It is wonderful.  Check the internet for all the lawsuits and complaints against Freedom Financial.  It is unbelieveable and check with your state attorney&#8217;s office.  Best of Luck to You!!</p>
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		<title>By: Ryan</title>
		<link>http://getoutofdebt.org/5533/should-we-use-freedom-debt-relief-or-an-attorney-to-help-us-with-debt-settlement-debbie#comment-22304</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Wed, 26 May 2010 15:06:43 +0000</pubDate>
		<guid isPermaLink="false">http://getoutofdebt.org/?p=5533#comment-22304</guid>
		<description>Debbie,

Definately do NOT go with Freedom debt.  They collect most of their fees upfront before your debts will be settled.  If this appears to be your best option you need to find a settlement company that collects their fees based on performance and after they actually settle your debts.  This will allow you to save your money faster and settle your debts quicker.

Assista Financial, www.assistafinancial.com, uses a performance based model where we are able to save up your money faster so we can settle your debts because we collect most of our fees after we settle your debts and based of what we actually save you.

Also please see this abc news article about freedom debt and other companies like them that collect fees upfront.

http://abcnews.go.com/GMA/ConsumerNews/undercover-investigation-debt-settlement-companies/story?id=10453587&amp;page=2

Please call me:

Ryan McDonald
Assista Financial
888 800 0154  x4264</description>
		<content:encoded><![CDATA[<p>Debbie,</p>
<p>Definately do NOT go with Freedom debt.  They collect most of their fees upfront before your debts will be settled.  If this appears to be your best option you need to find a settlement company that collects their fees based on performance and after they actually settle your debts.  This will allow you to save your money faster and settle your debts quicker.</p>
<p>Assista Financial, <a href="http://www.assistafinancial.com">http://www.assistafinancial.com</a>, uses a performance based model where we are able to save up your money faster so we can settle your debts because we collect most of our fees after we settle your debts and based of what we actually save you.</p>
<p>Also please see this abc news article about freedom debt and other companies like them that collect fees upfront.</p>
<p><a href="http://abcnews.go.com/GMA/ConsumerNews/undercover-investigation-debt-settlement-companies/story?id=10453587&#038;page=2">http://abcnews.go.com/GMA/ConsumerNews/undercover-investigation-debt-settlement-companies/story?id=10453587&#038;page=2</a></p>
<p>Please call me:</p>
<p>Ryan McDonald<br />
Assista Financial<br />
888 800 0154  x4264</p>
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	<item>
		<title>By: Nithin</title>
		<link>http://getoutofdebt.org/5533/should-we-use-freedom-debt-relief-or-an-attorney-to-help-us-with-debt-settlement-debbie#comment-1826</link>
		<dc:creator>Nithin</dc:creator>
		<pubDate>Wed, 25 Feb 2009 00:52:44 +0000</pubDate>
		<guid isPermaLink="false">http://getoutofdebt.org/?p=5533#comment-1826</guid>
		<description>Debbie, Steve is right. In order to successfully negotiate with your creditors for a settlement, you will need lumpsum money in hand. Now we all know that if you had money lying around you would not be in this predicament in the first place. The success of a settlement program depends on your ability to save funds on a monthly basis.

A company such as Freedom Debt Relief will probably have historical information on how to negotiate with different creditors, whereas an attorney would be starting from scratch. An atorney will also end up costing way more that the fees that a setlement company may charge. Most settlement companies calculate their fees in the beginning of your program, and the fees do not change afterwards. An attorney would charge you based on billable hours.

I did some research on Freedom Debt Relief. They have been in business for more than 6 years, they are TASC certified (www.tascsite.org) and are managed by Stanford business school graduates. They currently have more than 40000 clients enrolled in their program.

I would definitely go with Freedom Debt Relief.</description>
		<content:encoded><![CDATA[<p>Debbie, Steve is right. In order to successfully negotiate with your creditors for a settlement, you will need lumpsum money in hand. Now we all know that if you had money lying around you would not be in this predicament in the first place. The success of a settlement program depends on your ability to save funds on a monthly basis.</p>
<p>A company such as Freedom Debt Relief will probably have historical information on how to negotiate with different creditors, whereas an attorney would be starting from scratch. An atorney will also end up costing way more that the fees that a setlement company may charge. Most settlement companies calculate their fees in the beginning of your program, and the fees do not change afterwards. An attorney would charge you based on billable hours.</p>
<p>I did some research on Freedom Debt Relief. They have been in business for more than 6 years, they are TASC certified (www.tascsite.org) and are managed by Stanford business school graduates. They currently have more than 40000 clients enrolled in their program.</p>
<p>I would definitely go with Freedom Debt Relief.</p>
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