I have apx 22K in credit card debt from medical bills one year we didn’t have medical coverage. I have steady income now and can access apx 15K in a HELOC.
I have apx 22K in credit card debt and am current, can I get them to settle? We are current and have never been late with them. My current credit score is 720. The bad thing is that there is a chance that soon I may be losing my job. Is it possible to call CITI on my own and see if they would accept a lump payment of say 12K to settle this debt? How would that affect my credit score?
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