Comments on: Am I Responsible to Pay for My Dead Husband’s Debts? – Linda http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Fri, 25 May 2012 02:12:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Steve Rhode http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-89503 Steve Rhode Thu, 15 Sep 2011 13:36:00 +0000 http://getoutofdebt.org/?p=5663#comment-89503 I am not a lawyer and you should certainly consult with a lawyer in Oregon about this matter. But I can share my observation.  If you did not personally sign for the fuel then it seems the company can only look two places for payment, your husbands estate or the corporation. Additionally, if the claim is you are personally responsible for the debt, talk to your bankruptcy attorney. Just because it was not listed does not mean it was not discharged. It was not reaffirmed either. I am not a lawyer and you should certainly consult with a lawyer in Oregon about this matter. But I can share my observation. 

If you did not personally sign for the fuel then it seems the company can only look two places for payment, your husbands estate or the corporation. Additionally, if the claim is you are personally responsible for the debt, talk to your bankruptcy attorney. Just because it was not listed does not mean it was not discharged. It was not reaffirmed either.

]]> By: Sybil http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-89497 Sybil Thu, 15 Sep 2011 06:36:00 +0000 http://getoutofdebt.org/?p=5663#comment-89497 My late husband had a personal debt with a fuel station. He had made friends with the owners, and we had a little corporation at the time. The fuel was to help us to float and work until we got paid for the jobs we had done. Well, he died before he got it paid off and after his death, I had to close the corporation and file Chapter 7. I did neglect to list this debt on the bankruptcy and now these people are trying to threaten me in to paying them. Is there anything they can do? I live in Oregon and lived here at that time. Thanks! My late husband had a personal debt with a fuel station. He had made friends with the owners, and we had a little corporation at the time. The fuel was to help us to float and work until we got paid for the jobs we had done. Well, he died before he got it paid off and after his death, I had to close the corporation and file Chapter 7. I did neglect to list this debt on the bankruptcy and now these people are trying to threaten me in to paying them. Is there anything they can do? I live in Oregon and lived here at that time. Thanks!

]]> By: Steve Rhode http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-35065 Steve Rhode Thu, 02 Jun 2011 01:12:26 +0000 http://getoutofdebt.org/?p=5663#comment-35065 Was the debt in your name? Was the debt in your name?

]]> By: Steve Rhode http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-87037 Steve Rhode Thu, 02 Jun 2011 01:12:00 +0000 http://getoutofdebt.org/?p=5663#comment-87037 Was the debt in your name? Was the debt in your name?

]]> By: Linda http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-35060 Linda Wed, 01 Jun 2011 21:48:56 +0000 http://getoutofdebt.org/?p=5663#comment-35060 i got a letter from a company that i owed them for a broadcast charges, only after more than eight years they sent me the notice, as for my knowledge, debts, if not inform after five years, we are not liable for the payment, is it true, moreover i cant recall, the debt owe, thought its less than five hundred.. i got a letter from a company that i owed them for a broadcast charges, only after more than eight years they sent me the notice, as for my knowledge, debts, if not inform after five years, we are not liable for the payment, is it true, moreover i cant recall, the debt owe, thought its less than five hundred..

]]> By: Linda http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-87033 Linda Wed, 01 Jun 2011 21:48:00 +0000 http://getoutofdebt.org/?p=5663#comment-87033 i got a letter from a company that i owed them for a broadcast charges, only after more than eight years they sent me the notice, as for my knowledge, debts, if not inform after five years, we are not liable for the payment, is it true, moreover i cant recall, the debt owe, thought its less than five hundred.. i got a letter from a company that i owed them for a broadcast charges, only after more than eight years they sent me the notice, as for my knowledge, debts, if not inform after five years, we are not liable for the payment, is it true, moreover i cant recall, the debt owe, thought its less than five hundred..

]]> By: Steve Rhode http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-30109 Steve Rhode Wed, 26 Jan 2011 22:51:11 +0000 http://getoutofdebt.org/?p=5663#comment-30109 How does BoA report the card on your credit report, as an authorized user 'A' or as a joint account holder 'J'?<br><br>Steve How does BoA report the card on your credit report, as an authorized user ‘A’ or as a joint account holder ‘J’?

Steve

]]> By: Steve Rhode http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-82340 Steve Rhode Wed, 26 Jan 2011 22:51:00 +0000 http://getoutofdebt.org/?p=5663#comment-82340 How does BoA report the card on your credit report, as an authorized user 'A' or as a joint account holder 'J'? Steve How does BoA report the card on your credit report, as an authorized user ‘A’ or as a joint account holder ‘J’?

Steve

]]> By: Laura G. http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-30107 Laura G. Wed, 26 Jan 2011 22:03:55 +0000 http://getoutofdebt.org/?p=5663#comment-30107 I was an authorized user on my husbands Bank of America Mastercard. However, I was not aware that I was just an authorized user, I thought I was a joint owner. So after my husband died I continued to use the Mastercard. Bank of America called me almost five years later and informed me that they were closing the account and they quit sending me monthly billings statements. I had been paying on the balance of the debt for the five year period. I was in good standing with them and making regular payments. Then after they closed the account without any further notice the outstanding balance showed up as a bad debt on my credit report against my social security number. If there is nothing in my late husbands estate for Bank of America to go after can they file this bad debt against my social security number with the three credit bereaus? I was an authorized user on my husbands Bank of America Mastercard. However, I was not aware that I was just an authorized user, I thought I was a joint owner. So after my husband died I continued to use the Mastercard. Bank of America called me almost five years later and informed me that they were closing the account and they quit sending me monthly billings statements. I had been paying on the balance of the debt for the five year period. I was in good standing with them and making regular payments. Then after they closed the account without any further notice the outstanding balance showed up as a bad debt on my credit report against my social security number. If there is nothing in my late husbands estate for Bank of America to go after can they file this bad debt against my social security number with the three credit bereaus?

]]> By: Laura G. http://getoutofdebt.org/5663/am-i-responsible-to-pay-for-my-dead-husbands-debts-linda#comment-82338 Laura G. Wed, 26 Jan 2011 22:03:00 +0000 http://getoutofdebt.org/?p=5663#comment-82338 I was an authorized user on my husbands Bank of America Mastercard. However, I was not aware that I was just an authorized user, I thought I was a joint owner. So after my husband died I continued to use the Mastercard. Bank of America called me almost five years later and informed me that they were closing the account and they quit sending me monthly billings statements. I had been paying on the balance of the debt for the five year period. I was in good standing with them and making regular payments. Then after they closed the account without any further notice the outstanding balance showed up as a bad debt on my credit report against my social security number. If there is nothing in my late husbands estate for Bank of America to go after can they file this bad debt against my social security number with the three credit bereaus? I was an authorized user on my husbands Bank of America Mastercard. However, I was not aware that I was just an authorized user, I thought I was a joint owner. So after my husband died I continued to use the Mastercard. Bank of America called me almost five years later and informed me that they were closing the account and they quit sending me monthly billings statements. I had been paying on the balance of the debt for the five year period. I was in good standing with them and making regular payments. Then after they closed the account without any further notice the outstanding balance showed up as a bad debt on my credit report against my social security number. If there is nothing in my late husbands estate for Bank of America to go after can they file this bad debt against my social security number with the three credit bereaus?

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