Ernie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
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“Dear Steve,
I have a notice to appear in a judges chamber for a teleconference call with a law firm of Wagner and Hunt (American Express), In the past we have corresponded each time I gave them an offer to settle but they have never responded and now we are about to go to this step.
I do not feel comfortable enough to go in to a Judges office without an attorney
Can you recommend one (Lake County Florida) or can you suggest a next step.
I have been contemplating offering them my tax return (about 3500 They say I owe about 11000) I do not know how to word the letter yet I am open to suggestions
How can I resolvwe this issue?
Ernie”
The Answer:
Dear Ernie,
You can find a local attorney. Just open the yellow pages and call some local attorneys and if they can’t help you, ask for a recommendation of a local attorney that can.
American Express is particularly aggressive in these matters and I would not want to see you either make an offer to them or face their lawyers without legal representation.
Ernie, get a local attorney to assist you with this.
